{"podcast":{"title":"The Mortgage Guy","slug":"the-mortgage-guy-6318482","podcast_index_feed_id":6318482,"rss_url":"https://feeds.libsyn.com/463644/rss","website_url":"https://sites.libsyn.com/463644","image_url":"https://static.libsyn.com/p/assets/9/f/9/4/9f946685abd092b688c4a68c3ddbc4f2/the_mortgage_guy_733_1400.1400.jpg","author":"Adam Rose","episode_count":118,"summary":"Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!","last_synced_at":"2026-07-02T02:18:53.003256+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482"},"episode":{"title":"National Housing Update | Rates, Inflation & BIG Mortgage Changes Coming","slug":"national-housing-update-rates-inflation-big-mortgage-changes-coming","published_at":"2026-04-22T12:00:00+00:00","page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/national-housing-update-rates-inflation-big-mortgage-changes-coming","show_page_url":"https://stenobird.com/podcast/the-mortgage-guy-6318482","url":"https://31fbe698-ace8-4bec-8d18-b8ef57d40af9.libsyn.com/national-housing-update-rates-inflation-big-mortgage-changes-coming","audio_url":"https://traffic.libsyn.com/secure/31fbe698-ace8-4bec-8d18-b8ef57d40af9/Ep._118_OPUS_hd.mp3?dest-id=3914595","summary":"Adam Rose, VP & Senior Loan Officer at Western Ohio Mortgage, just returned from the Mortgage Bankers Association's National Advocacy conference in Washington DC — and he's breaking it all down for you. In this episode, Adam covers: ✅ Why the Fed is now expected to make zero rate cuts in 2026 ✅ How ongoing conflict and oil futures are pushing inflation back toward 4% ✅ What the Road to Legislation housing bill means for buyers, renters, and investors ✅ The push to increase FHA multifamily loan limits (unchanged since 2003!) ✅ Adam's personal proposal to reform FHA financing — reducing costs, payments, AND default rates ✅ Current mortgage rate reality: what 6–7% actually looks like right now Whether you're a first-time homebuyer, real estate investor, or mortgage professional, this episode gives you a rare inside look at how housing policy actually gets made — and what's coming next. 🏡 Spring market is active. Contracts are flying. Don't wait on rates. 💡 Bottom Line: Even with higher rates, the market is still moving. Buyers are adapting, inventory is active, and major policy changes could reshape affordability in the near future. 📞 Thinking About Buying or Refinancing? Let's build a game plan tailored to you. 🌐 https://www.westernohiomortgage.com 📱 Call/Text: 937-497-9662 🎯 Subscribe for Weekly Mortgage Updates, Housing Market Insights & Homebuying Tips! 👍 Like | 💬 Comment | 🔔 Turn on Notifications 📢 Follow for More Mortgage Content: Facebook: TheMortgageGuy24 TikTok: @the_mtg_guy #MortgageRates #HousingMarket2026 #Inflation #FederalReserve #RealEstateMarket #HomeBuying #MortgageNews #FHA #VAHomeLoan #FirstTimeHomeBuyer #InterestRates #MortgageGuy #OhioRealEstate #RealEstateInvesting #MortgageTips Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301","meta_description":"Adam Rose, VP & Senior Loan Officer at Western Ohio Mortgage, just returned from the Mortgage Bankers Association's National Advocacy conference in Washin…","key_points":[],"chapters":[],"topics":[],"duration_seconds":587,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-mortgage-guy-6318482/episodes/national-housing-update-rates-inflation-big-mortgage-changes-coming/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-mortgage-guy-6318482/national-housing-update-rates-inflation-big-mortgage-changes-coming.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}