{"podcast":{"title":"The Meaningful Money Personal Finance Podcast","slug":"the-meaningful-money-personal-finance-podcast-1082980","podcast_index_feed_id":1082980,"rss_url":"https://meaningfulmoney.libsyn.com/rss","website_url":"https://meaningfulmoney.tv","image_url":"https://static.libsyn.com/p/assets/1/8/5/8/1858b528fa4f1e1327a2322813b393ee/Podcast_Cover_Art_2017_3000px-20241118-ymbm934by9.jpg","author":"Pete Matthew","episode_count":350,"summary":"Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode. This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980"},"episode":{"title":"Understanding RISK","slug":"understanding-risk","published_at":"2026-01-14T02:00:00+00:00","page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980/understanding-risk","show_page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980","url":"https://meaningfulmoney.tv/session604","audio_url":"https://traffic.libsyn.com/secure/meaningfulmoney/MMP604.mp3?dest-id=119595","summary":"This is an important episode. Here, Roger and Pete dive deep into one of the most important subjects for anyone looking to improve their finances to understand - RISK. It's misunderstood and it's misrepresented, but risk can be your friend if you treat it right. Shownotes: https://meaningfulmoney.tv/session604 Get the PDF emailed to you - Risk Lens Guide: https://meaningfulmoney.tv/risklens 02:18 Everything you need to KNOW 04:17 - Market & investment risks (the ones everyone worries about) 08:37 - Inflation & purchasing power risk (the silent wealth killer) 13:35 - Behavioural risk (where most damage is actually done) 18:31 - Planning risks – when the structure is wrong 23:31 - Life risks that derail even the best plans 26:06 - The risk nobody talks about: building the wrong life 29:35 Everything you need to DO 29:42 - Get clear what the money is for 32:28 - Match risk to time, not emotion 33:43 - Build shock absorbers before chasing returns 35:56 - Diversify like you mean it 38:03 - Design for behaviour, not brilliance 40:27 - Protect the foundations 42:32 - Review — don't react 44:49 - Spend intentionally — now and later 47:25 The Meaningful Money Risk Lens 51:15 Summary 52:42 This week's reviews","meta_description":"This is an important episode. Here, Roger and Pete dive deep into one of the most important subjects for anyone looking to improve their finances to under…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3264,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-meaningful-money-personal-finance-podcast-1082980/episodes/understanding-risk/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980/understanding-risk.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}