{"podcast":{"title":"The Meaningful Money Personal Finance Podcast","slug":"the-meaningful-money-personal-finance-podcast-1082980","podcast_index_feed_id":1082980,"rss_url":"https://meaningfulmoney.libsyn.com/rss","website_url":"https://meaningfulmoney.tv","image_url":"https://static.libsyn.com/p/assets/1/8/5/8/1858b528fa4f1e1327a2322813b393ee/Podcast_Cover_Art_2017_3000px-20241118-ymbm934by9.jpg","author":"Pete Matthew","episode_count":350,"summary":"Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode. This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980"},"episode":{"title":"Planning for Pensions and IHT","slug":"planning-for-pensions-and-iht","published_at":"2026-04-08T06:00:00+00:00","page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980/planning-for-pensions-and-iht","show_page_url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980","url":"https://meaningfulmoney.tv/session616","audio_url":"https://traffic.libsyn.com/secure/meaningfulmoney/MMP616.mp3?dest-id=119595","summary":"From April 2027, many unused pension funds are set to be brought into the IHT net, changing how pensions work for legacy planning. Pete and Roger explain what's changing, what still remains exempt, where \"double tax\" can arise, and the practical steps to consider now — without rushing into knee-jerk decisions. 01:55 KNOW - Pensions no longer outside of estate 09:49 KNOW - Some important exemptions still remain 10:32 KNOW - In some cases there could be TWO taxes 14:15 KNOW - The administration will also change 16:58 KNOW Summary 17:15 DO - Rethink the old \"leave the pension last\" strategy 22:40 DO - Review who your beneficiaries actually are 24:56 DO - Consider using surplus pension income while you're alive 26:35 DO - Don't rush into drastic decisions 30:39 Podcast Review Shownotes: https://meaningfulmoney.tv/session616","meta_description":"From April 2027, many unused pension funds are set to be brought into the IHT net, changing how pensions work for legacy planning. Pete and Roger explain…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1994,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-meaningful-money-personal-finance-podcast-1082980/episodes/planning-for-pensions-and-iht/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-meaningful-money-personal-finance-podcast-1082980/planning-for-pensions-and-iht.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}