{"podcast":{"title":"The Loan Officer Podcast","slug":"the-loan-officer-podcast-1213263","podcast_index_feed_id":1213263,"rss_url":"https://feed.podbean.com/TheLoanOfficerPodcast/feed.xml","website_url":"https://TheLoanOfficerPodcast.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/7106559/TLOP_Podcast_Thumbnail_2025a0mwp.png","author":"Dustin Owen","episode_count":675,"summary":"This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional. The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!) D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.","last_synced_at":"2026-07-21T08:19:37.209272+00:00","page_url":"https://stenobird.com/podcast/the-loan-officer-podcast-1213263"},"episode":{"title":"A Guide to Non-QM Lending for Foreign Nationals, ITIN Holders, and Visa Borrowers | Ep. 619","slug":"a-guide-to-non-qm-lending-for-foreign-nationals-itin-holders-and-visa-borrowers-ep-619","published_at":"2026-04-20T18:09:38+00:00","page_url":"https://stenobird.com/podcast/the-loan-officer-podcast-1213263/a-guide-to-non-qm-lending-for-foreign-nationals-itin-holders-and-visa-borrowers-ep-619","show_page_url":"https://stenobird.com/podcast/the-loan-officer-podcast-1213263","url":"https://TheLoanOfficerPodcast.podbean.com/e/a-guide-to-non-qm-lending-for-foreign-nationals-i-10-holders-and-visa-borrowers-ep-619/","audio_url":"https://mcdn.podbean.com/mf/web/s66gb9gj8ht3gceb/TLOP-FAMP-MIKE-20260417.mp3","summary":"In this episode of the Loan Officer Podcast, host Dustin Owen sits down with Mike Pearson from AD Mortgage to explore a range of lending opportunities specifically designed for non-U.S. citizens. During their conversation, Mike provides an in-depth breakdown of three key loan types that are available to this unique and often underserved segment of borrowers: foreign national loans, ITIN loans, and non-QM loans for visa holders. Mike takes the time to explain the specific documentation requirements for each loan category, including what types of identification, proof of income, and residency status are needed to qualify. He also discusses typical down payment expectations, highlighting how these may differ from conventional loans, and outlines the loan-to-value (LTV) guidelines that borrowers and loan officers should keep in mind. Throughout the episode, the conversation emphasizes the important point that legally present borrowers who may not meet the criteria for conventional financing still have a variety of viable mortgage options available to them through AD Mortgage. Mike shares practical advice and real-world examples to illustrate how these loan products can help non-U.S. citizens achieve homeownership or invest in real estate within the United States. Additionally, Mike encourages loan officers and realtors to proactively embrace this growing and often overlooked market segment, rather than turning away clients simply because they do not fit the traditional borrower profile. By understanding and utilizing these specialized loan programs, industry professionals can better serve their communities, expand their business, and help more clients realize their dreams of homeownership. Loan officer looking for a new place to call home? 👉 https://specials.lower.com/tlop…","meta_description":"In this episode of the Loan Officer Podcast, host Dustin Owen sits down with Mike Pearson from AD Mortgage to explore a range of lending opportunities spe…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2813,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-loan-officer-podcast-1213263/episodes/a-guide-to-non-qm-lending-for-foreign-nationals-itin-holders-and-visa-borrowers-ep-619/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-loan-officer-podcast-1213263/a-guide-to-non-qm-lending-for-foreign-nationals-itin-holders-and-visa-borrowers-ep-619.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}