{"podcast":{"title":"The Hart Of It All with Teri Hart","slug":"the-hart-of-it-all-with-teri-hart-7518851","podcast_index_feed_id":7518851,"rss_url":"https://feeds.acast.com/public/shows/68d4132807474c67716dc5f6","website_url":"https://shows.acast.com/the-hart-of-it-all-with-teri-hart","image_url":"https://assets.pippa.io/shows/cover/1758723855051-26b2a746-2d23-4d56-bfde-4bb1669f7e58.jpeg","author":"Teri Hart","episode_count":38,"summary":"The Hart of It All is a caregiving podcast about the real, human experience of caring for aging parents, spouses, and loved ones. Hosted by broadcaster Teri Hart, the show explores the emotional, financial, and practical challenges caregivers face, from navigating dementia and Alzheimer’s to making long term care decisions, managing caregiver burnout, and handling complex family dynamics. It also makes space for the unexpected moments of connection, resilience, and even beauty that can emerge through caregiving. Through honest conversations with medical experts, policymakers, advocates, and well known Canadians including The Honourable Marci Ien and Cheryl Hickey, Teri brings both practical tools and emotional reassurance to those supporting someone they love. Whether you are a part of the sandwich generation balancing work and caregiving, adjusting to a new diagnosis, or walking alongside someone in their later years, The Hart of It All is for you. Caregiving asks a lot of us. It can stretch us, change us, and deepen us. And when we talk about it honestly, we remember that we're not alone. Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-06-09T18:18:47.806627+00:00","page_url":"https://stenobird.com/podcast/the-hart-of-it-all-with-teri-hart-7518851"},"episode":{"title":"Paying for Care: RRSPs, RRIFs, HELOCs and What Families Need to Know — with Personal Finance Expert Rob Carrick","slug":"paying-for-care-rrsps-rrifs-helocs-and-what-families-need-to-know-with-personal-finance-expert-rob-carrick","published_at":"2026-06-02T08:00:00+00:00","page_url":"https://stenobird.com/podcast/the-hart-of-it-all-with-teri-hart-7518851/paying-for-care-rrsps-rrifs-helocs-and-what-families-need-to-know-with-personal-finance-expert-rob-carrick","show_page_url":"https://stenobird.com/podcast/the-hart-of-it-all-with-teri-hart-7518851","url":"https://shows.acast.com/the-hart-of-it-all-with-teri-hart/episodes/paying-for-care-rrsps-rrifs-helocs-rob-carrick","audio_url":"https://sphinx.acast.com/p/open/s/68d4132807474c67716dc5f6/e/6a1dca42e40d238fcdeebcb7/media.mp3","summary":"The financial side of caregiving can feel overwhelming, especially when aging parents want to stay at home. But understanding the options early can bring clarity, relief, and a stronger sense of control. In the last episode, personal finance expert Rob Carrick walked through a practical financial checklist to help caregivers start important money conversations with aging parents. In Part 2 of his conversation with Teri Hart, Rob goes deeper into the financial realities families may face as parents age, especially when they want to age in place. Teri and Rob unpack the difference between a home equity line of credit (HELOC) and a reverse mortgage, how care costs can reshape expectations around inheritance, and why the so-called “great wealth transfer” may not be as straightforward as many families think. They also discuss registered retirement savings plans (RRSPs), registered retirement income funds (RRIFs), tax-free savings accounts (TFSAs), estate planning, and the often-misunderstood tax implications that can come later in life. This episode is for anyone helping aging parents make financial decisions, trying to understand the cost of aging in place, or wondering how to have more honest conversations about money, care, and quality of life before a crisis hits. As Rob shares from both his professional expertise and his own caregiving experience, the “care years” are something many families enter with little preparation, but the right conversations can make those years easier to navigate. __ This episode is sponsored by RBC Wealth Management, a business segment of Royal Bank of Canada. This content is provided for general information only and is not intended to provide any advice nor endorsements/recommendations. All opinions and views expressed by the speaker(s)…","meta_description":"The financial side of caregiving can feel overwhelming, especially when aging parents want to stay at home. But understanding the options early can bring…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2100,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-hart-of-it-all-with-teri-hart-7518851/episodes/paying-for-care-rrsps-rrifs-helocs-and-what-families-need-to-know-with-personal-finance-expert-rob-carrick/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-hart-of-it-all-with-teri-hart-7518851/paying-for-care-rrsps-rrifs-helocs-and-what-families-need-to-know-with-personal-finance-expert-rob-carrick.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}