{"podcast":{"title":"The Free Toaster","slug":"the-free-toaster-7173245","podcast_index_feed_id":7173245,"rss_url":"https://feed.podbean.com/thefreetoaster/feed.xml","website_url":"https://thefreetoaster.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/20058005/The_Free_Toaster_Podcast_Logo_1_9g674.jpg","author":"thefreetoaster","episode_count":84,"summary":"The Free Toaster is your best resource at the intersection of marketing, lending, and fintech. We deliver news, data, and insights to help you acquire more customers.","last_synced_at":"2026-08-01T10:19:33.484383+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245"},"episode":{"title":"News Pod #8 - Apple Just Put BNPL Into 65 Million Apple Pay Wallets","slug":"news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets","published_at":"2026-02-27T21:53:59+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets","show_page_url":"https://stenobird.com/podcast/the-free-toaster-7173245","url":"https://thefreetoaster.podbean.com/e/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets/","audio_url":"https://mcdn.podbean.com/mf/web/9gsguckb2998ihzv/AUDIO_News_Pod_08_LM_V1.mp3","summary":"Carlos and Nick discuss the implications of this week's headline story:Apple is now pushing the ability for Apple Pay users to pay with installments at the physical register, not just online and in apps. With iOS 26, installment options show up right inside the Apple Pay payment sheet when you tap to pay in store. What used to require opening a separate app or converting a purchase after the fact is now a one-tap decision at the moment of payment. Apple is not lending directly. Loans come from participating providers including Affirm, Klarna, Citi, and Synchrony. The feature is also rolling out internationally across Canada, the UK, France, Italy, Spain, Denmark, and Sweden. Sign up for The Free Toaster Newsletter (www.thefreetoaster.com) to get our curated news at the intersection of consumer lending & marketing, published every Wednesday.And then come here on Fridays to get our hot takes on a select story (or two) from that edition. *****A word from our sponsor, Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on financial services digital marketing as their core niche. https://www.bulldogmediagroup.com/To support The Free Toaster Podcast, please visit our sponsors: A word from our sponsor, Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=feb A word from our sponsor…","meta_description":"Carlos and Nick discuss the implications of this week's headline story:Apple is now pushing the ability for Apple Pay users to pay with installments at th…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1030,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}