{"podcast":{"title":"The Free Toaster","slug":"the-free-toaster-7173245","podcast_index_feed_id":7173245,"rss_url":"https://feed.podbean.com/thefreetoaster/feed.xml","website_url":"https://thefreetoaster.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/20058005/The_Free_Toaster_Podcast_Logo_1_9g674.jpg","author":"thefreetoaster","episode_count":84,"summary":"The Free Toaster is your best resource at the intersection of marketing, lending, and fintech. We deliver news, data, and insights to help you acquire more customers.","last_synced_at":"2026-08-01T10:19:33.484383+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245"},"episodes":[{"title":"News Pod #29 - 5 Things Marketers Should Draw From Capital One's Q2 Earnings Report","slug":"news-pod-29-5-things-marketers-should-draw-from-capital-one-s-q2-earnings-report","published_at":"2026-07-31T23:21:02+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-29-5-things-marketers-should-draw-from-capital-one-s-q2-earnings-report","url":"https://thefreetoaster.podbean.com/e/news-pod-29-5-things-marketers-should-draw-from-capital-ones-q2-earnings-report/","duration_seconds":1182,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-29-5-things-marketers-should-draw-from-capital-one-s-q2-earnings-report/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-29-5-things-marketers-should-draw-from-capital-one-s-q2-earnings-report.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E055 - The Affiliate Marketing Summit For Lenders & Publishers (Reposted from the LendAPI Podcast with Tim Li)","slug":"e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li","published_at":"2026-07-29T18:03:39+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li","url":"https://thefreetoaster.podbean.com/e/e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li/","duration_seconds":2433,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #28 - Samsung's New Galaxy Card and Its Too-Good-To-Be-True Rewards Program","slug":"news-pod-28-samsung-s-new-galaxy-card-and-its-too-good-to-be-true-rewards-program","published_at":"2026-07-24T22:57:18+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-28-samsung-s-new-galaxy-card-and-its-too-good-to-be-true-rewards-program","url":"https://thefreetoaster.podbean.com/e/news-pod-28-samsungs-new-galaxy-card-and-its-too-good-to-be-true-rewards-program/","duration_seconds":1656,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-28-samsung-s-new-galaxy-card-and-its-too-good-to-be-true-rewards-program/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-28-samsung-s-new-galaxy-card-and-its-too-good-to-be-true-rewards-program.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #27 - Oportun & Column Announce New Lending Partnership (And What This Means For Oportun’s Growth)","slug":"news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth","published_at":"2026-07-17T20:56:20+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth","url":"https://thefreetoaster.podbean.com/e/news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth/","duration_seconds":1135,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E054 - Paid Search 101 (For Lenders) - With Ross Cohen, Former COO (Field Productivity) at New York Life","slug":"e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life","published_at":"2026-07-16T21:20:04+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life","url":"https://thefreetoaster.podbean.com/e/e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life/","duration_seconds":3882,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E053 - The Marketing ROI Gap in Banking [Reposted from recent webinar hosted by Fintel Connect]","slug":"e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect","published_at":"2026-07-14T19:40:04+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect","url":"https://thefreetoaster.podbean.com/e/e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect/","duration_seconds":2480,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #26 - The Fintech Bank Charter Gold Rush","slug":"news-pod-26-the-fintech-bank-charter-gold-rush","published_at":"2026-07-10T21:00:48+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-26-the-fintech-bank-charter-gold-rush","url":"https://thefreetoaster.podbean.com/e/news-pod-26-the-fintech-bank-charter-gold-rush/","duration_seconds":1122,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-26-the-fintech-bank-charter-gold-rush/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-26-the-fintech-bank-charter-gold-rush.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #25 - Happen Bank Is Running Chime's Playbook In Reverse","slug":"news-pod-25-happen-bank-is-running-chime-s-playbook-in-reverse","published_at":"2026-07-03T16:43:01+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-25-happen-bank-is-running-chime-s-playbook-in-reverse","url":"https://thefreetoaster.podbean.com/e/news-pod-25-happen-bank-is-running-chimes-playbook-in-reverse/","duration_seconds":903,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-25-happen-bank-is-running-chime-s-playbook-in-reverse/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-25-happen-bank-is-running-chime-s-playbook-in-reverse.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E052 - Affiliate Marketing, Poker [Reposted from the \"What's Your Wheelhouse\" Video Podcast]","slug":"e052-affiliate-marketing-poker-reposted-from-the-what-s-your-wheelhouse-video-podcast","published_at":"2026-06-30T18:59:51+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e052-affiliate-marketing-poker-reposted-from-the-what-s-your-wheelhouse-video-podcast","url":"https://thefreetoaster.podbean.com/e/e052-affiliate-marketing-poker-reposted-from-the-whats-your-wheelhouse-video-podcast/","duration_seconds":2222,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e052-affiliate-marketing-poker-reposted-from-the-what-s-your-wheelhouse-video-podcast/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e052-affiliate-marketing-poker-reposted-from-the-what-s-your-wheelhouse-video-podcast.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #24 - How Lenders Win When AI Calls the Shots","slug":"news-pod-24-how-lenders-win-when-ai-calls-the-shots","published_at":"2026-06-26T21:04:30+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-24-how-lenders-win-when-ai-calls-the-shots","url":"https://thefreetoaster.podbean.com/e/news-pod-24-how-lenders-win-when-ai-calls-the-shots/","duration_seconds":2109,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-24-how-lenders-win-when-ai-calls-the-shots/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-24-how-lenders-win-when-ai-calls-the-shots.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E051 - Real Talk On How Long It Takes To Get Into Big Affiliate Platforms","slug":"e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms","published_at":"2026-06-24T20:40:55+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms","url":"https://thefreetoaster.podbean.com/e/e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms/","duration_seconds":938,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #23 - Pagaya Sues Klarna for (Allegedly) Stealing Its Underwriting Model","slug":"news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model","published_at":"2026-06-19T18:46:34+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model","url":"https://thefreetoaster.podbean.com/e/news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model/","duration_seconds":846,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #22 - JD Power Sues Chime + A Preview of Our Sept 23rd Event In SF","slug":"news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf","published_at":"2026-06-12T22:27:11+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf","url":"https://thefreetoaster.podbean.com/e/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf/","duration_seconds":977,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #21 - Cash Flow Underwriting Distribution - Carlos and Nick Continue The Convo...","slug":"news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo","published_at":"2026-06-05T22:03:44+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo","url":"https://thefreetoaster.podbean.com/e/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo/","duration_seconds":897,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #20 - What Would It Take To Scale Cash Flow Based Lending?","slug":"news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending","published_at":"2026-05-29T16:24:33+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending","url":"https://thefreetoaster.podbean.com/e/news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending/","duration_seconds":2370,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #19 - With the New Plaid Integration, ChatGPT is Now a Distribution Channel for Personal Finance","slug":"news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance","published_at":"2026-05-22T22:05:55+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance","url":"https://thefreetoaster.podbean.com/e/news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance/","duration_seconds":1250,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E050 - Jeff Keltner on AI for Business Development, NerdWallet's Drop, and the Future of Affiliate Channels","slug":"e050-jeff-keltner-on-ai-for-business-development-nerdwallet-s-drop-and-the-future-of-affiliate-channels","published_at":"2026-05-22T14:09:42+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e050-jeff-keltner-on-ai-for-business-development-nerdwallet-s-drop-and-the-future-of-affiliate-channels","url":"https://thefreetoaster.podbean.com/e/e050-jeff-keltner-on-ai-for-business-development-nerdwallets-drop-and-the-future-of-affiliate-channels/","duration_seconds":2960,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e050-jeff-keltner-on-ai-for-business-development-nerdwallet-s-drop-and-the-future-of-affiliate-channels/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e050-jeff-keltner-on-ai-for-business-development-nerdwallet-s-drop-and-the-future-of-affiliate-channels.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #18 - NerdWallet's Q1 '26 Earnings: Why Is The Stock Down 30%?","slug":"news-pod-18-nerdwallet-s-q1-26-earnings-why-is-the-stock-down-30","published_at":"2026-05-15T17:43:04+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-18-nerdwallet-s-q1-26-earnings-why-is-the-stock-down-30","url":"https://thefreetoaster.podbean.com/e/news-pod-18-nerdwallets-q1-26-earnings-why-is-the-stock-down-30/","duration_seconds":1187,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-18-nerdwallet-s-q1-26-earnings-why-is-the-stock-down-30/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-18-nerdwallet-s-q1-26-earnings-why-is-the-stock-down-30.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #17 - SoFi's Q1 2026 Earnings Report - With Special Guest Rachel Lauren, Co-Founder and COO at Debbie","slug":"news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie","published_at":"2026-05-08T20:47:57+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie","url":"https://thefreetoaster.podbean.com/e/news-pod-17-sofis-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie/","duration_seconds":956,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E049 - 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Q&A on Application Friction - Nick interviews Carlos","slug":"e048-q-a-on-application-friction-nick-interviews-carlos","published_at":"2026-05-04T19:43:52+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e048-q-a-on-application-friction-nick-interviews-carlos","url":"https://thefreetoaster.podbean.com/e/e048-qa-on-application-friction-nick-interviews-carlos/","duration_seconds":749,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e048-q-a-on-application-friction-nick-interviews-carlos/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e048-q-a-on-application-friction-nick-interviews-carlos.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #16 - 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Experian No Ding Decline, American + Citi CoBrand, and Cash App P2P News","slug":"news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news","published_at":"2026-04-11T00:10:35+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news","url":"https://thefreetoaster.podbean.com/e/news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news/","duration_seconds":1137,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E046 - Affiliate Marketing For Deposit Accounts - With Alana Levine, CRO at Fintel Connect","slug":"e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect","published_at":"2026-04-04T16:54:23+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect","url":"https://thefreetoaster.podbean.com/e/e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect/","duration_seconds":3088,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #12 - Upgrade's Launch of Boost Money with John Doppke, VP of Product at Upgrade","slug":"news-pod-12-upgrade-s-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade","published_at":"2026-03-27T22:51:33+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-12-upgrade-s-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade","url":"https://thefreetoaster.podbean.com/e/news-pod-12-upgrades-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade/","duration_seconds":1315,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-12-upgrade-s-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-12-upgrade-s-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E045 - 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Are Credit Card Balances At A Record High Or Flat Over The Last 10 Years?","slug":"news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years","published_at":"2026-03-20T21:50:06+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years","url":"https://thefreetoaster.podbean.com/e/news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years/","duration_seconds":1245,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E043 - Carlos' Appearance on the LendAPI Podcast With Tim Li","slug":"e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li","published_at":"2026-03-19T13:14:19+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li","url":"https://thefreetoaster.podbean.com/e/e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li/","duration_seconds":2695,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E042 - Celebrity Fintech, Before Mr. Beast, Hosted By Alex Johnson (Reposted From Fintech Takes)","slug":"e042-celebrity-fintech-before-mr-beast-hosted-by-alex-johnson-reposted-from-fintech-takes","published_at":"2026-03-17T20:56:00+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e042-celebrity-fintech-before-mr-beast-hosted-by-alex-johnson-reposted-from-fintech-takes","url":"https://thefreetoaster.podbean.com/e/reposted-from-fintech-takes-celebrity-fintech-before-mr-beast/","duration_seconds":3395,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e042-celebrity-fintech-before-mr-beast-hosted-by-alex-johnson-reposted-from-fintech-takes/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e042-celebrity-fintech-before-mr-beast-hosted-by-alex-johnson-reposted-from-fintech-takes.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E041 - Tim Li, CEO of LendAPI: In-Store BNPL, Indirect Auto Lending & Building Through Content","slug":"e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content","published_at":"2026-03-14T20:53:13+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content","url":"https://thefreetoaster.podbean.com/e/e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content/","duration_seconds":3425,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #10 - Dave's Q4 2025 Earnings Report","slug":"news-pod-10-dave-s-q4-2025-earnings-report","published_at":"2026-03-14T00:18:34+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-10-dave-s-q4-2025-earnings-report","url":"https://thefreetoaster.podbean.com/e/news-pod-10-daves-q4-2025-earnings-report/","duration_seconds":1305,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-10-dave-s-q4-2025-earnings-report/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-10-dave-s-q4-2025-earnings-report.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #9 - NerdWallet's Q4 2025 Earnings Report","slug":"news-pod-9-nerdwallet-s-q4-2025-earnings-report","published_at":"2026-03-07T00:54:27+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-9-nerdwallet-s-q4-2025-earnings-report","url":"https://thefreetoaster.podbean.com/e/news-pod-9-nerdwallets-q4-2025-earnings-report/","duration_seconds":1569,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-9-nerdwallet-s-q4-2025-earnings-report/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-9-nerdwallet-s-q4-2025-earnings-report.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #8 - Apple Just Put BNPL Into 65 Million Apple Pay Wallets","slug":"news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets","published_at":"2026-02-27T21:53:59+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets","url":"https://thefreetoaster.podbean.com/e/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets/","duration_seconds":1030,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"E040 - Mr. Beast Buys Fintech App Step: A Bold Bet or a Disaster in the Making?","slug":"e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making","published_at":"2026-02-27T20:21:39+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making","url":"https://thefreetoaster.podbean.com/e/e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making/","duration_seconds":4605,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"News Pod #7 - TU's $56MM Purchase of Monevo - How's It Going?","slug":"news-pod-7-tu-s-56mm-purchase-of-monevo-how-s-it-going","published_at":"2026-02-21T15:11:16+00:00","page_url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-7-tu-s-56mm-purchase-of-monevo-how-s-it-going","url":"https://thefreetoaster.podbean.com/e/news-pod-7-tus-56mm-purchase-of-monevo-hows-it-going/","duration_seconds":1102,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-7-tu-s-56mm-purchase-of-monevo-how-s-it-going/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-7-tu-s-56mm-purchase-of-monevo-how-s-it-going.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}]}