{"podcast":{"title":"The Fintech Blueprint","slug":"the-fintech-blueprint-1372983","podcast_index_feed_id":1372983,"rss_url":"https://feeds.simplecast.com/sQKPtdhq","website_url":"https://lex.substack.com/","image_url":"https://image.simplecastcdn.com/images/1780cd51-89dc-4424-ac68-9a0a45de228a/95b116ce-c30a-470e-85af-f74221f740c2/3000x3000/podcast-copy.jpg?aid=rss_feed","author":"The Fintech Blueprint","episode_count":201,"summary":"Finance is being pulled apart by the forces of frontier technology. From AI, to blockchain and DeFi, mixed reality, chatbots, neobanks, and roboadvisors — the industry will never be the same. Here is the blueprint for navigating the shift.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-fintech-blueprint-1372983"},"episode":{"title":"The Quiet Fintech Behind $85 Billion in Transactions, with Payoneer CEO John Caplan","slug":"the-quiet-fintech-behind-85-billion-in-transactions-with-payoneer-ceo-john-caplan","published_at":"2026-02-02T15:00:00+00:00","page_url":"https://stenobird.com/podcast/the-fintech-blueprint-1372983/the-quiet-fintech-behind-85-billion-in-transactions-with-payoneer-ceo-john-caplan","show_page_url":"https://stenobird.com/podcast/the-fintech-blueprint-1372983","url":"https://lex.substack.com/","audio_url":"https://cdn.simplecast.com/audio/7051d3f0-1ddb-41e0-b514-e52dd30df9ac/episodes/1055c327-1695-4ad6-8f36-1b7e03398def/audio/43cf6d8f-dd83-4d4e-93dd-efa8ff89076e/default_tc.mp3?aid=rss_feed&feed=sQKPtdhq","summary":"In this episode, Lex speaks with John Caplan — CEO of Payoneer, a public fintech company driving over $85 billion in annual cross-border payment volume. With roots as a prepaid card provider, Payoneer has evolved into a global financial operating platform serving 2 million entrepreneurs across 190 countries. Caplan shares insights from his entrepreneurial journey—from building OpenSky and scaling it to $50 million in revenue before its acquisition by Alibaba, to now leading Payoneer’s transformation into a full-service banking alternative for global SMBs. We explore how Payoneer is addressing the complex financial needs of international businesses, competing in a dynamic payments landscape, and preparing for a future that includes stablecoins, workforce management, and potentially $1 trillion in annual volume.","meta_description":"In this episode, Lex speaks with John Caplan — CEO of Payoneer, a public fintech company driving over $85 billion in annual cross-border payment volume. W…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2664,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-fintech-blueprint-1372983/episodes/the-quiet-fintech-behind-85-billion-in-transactions-with-payoneer-ceo-john-caplan/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-fintech-blueprint-1372983/the-quiet-fintech-behind-85-billion-in-transactions-with-payoneer-ceo-john-caplan.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}