{"podcast":{"title":"The Federal Drive with Terry Gerton","slug":"the-federal-drive-with-terry-gerton-504783","podcast_index_feed_id":504783,"rss_url":"http://feeds.hubbardpodcasts.com/FederalDriveWithTomTemin","website_url":"https://art19.com/shows/federal-drive-with-tom-temin","image_url":"https://content.production.cdn.art19.com/images/08/16/da/a0/0816daa0-38ee-4ec8-8c2f-c24d4cf2a567/e9a228fd41b15c486730d4def181ad91ec8e3a9c057a9f7b90f3bf30620ffe81e534c12198bb7ae0b5673345f80034a3e0f111b0b94e2c2eebf2e228af2bf05f.jpeg","author":"Federal News Network | Hubbard Radio","episode_count":500,"summary":"The Federal Drive with Terry Gerton provides expert insights on current events in the federal community. Read more interviews to keep up with daily news and analysis that affect the federal workforce. The Federal Drive is found at FederalNewsNetwork.com and 1500 AM in the Washington D.C. region.","last_synced_at":"2026-07-31T22:17:52.559616+00:00","page_url":"https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783"},"episode":{"title":"Innovation has expanded choice in consumer finance, but it’s also exposed limits in how well regulation keeps up","slug":"innovation-has-expanded-choice-in-consumer-finance-but-it-s-also-exposed-limits-in-how-well-regulation-keeps-up","published_at":"2026-05-12T11:00:00+00:00","page_url":"https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783/innovation-has-expanded-choice-in-consumer-finance-but-it-s-also-exposed-limits-in-how-well-regulation-keeps-up","show_page_url":"https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783","url":"https://mgln.ai/e/345/rss.art19.com/episodes/6ecc8ec4-d9d1-4fcd-a760-d34d744c8122.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://mgln.ai/e/345/rss.art19.com/episodes/6ecc8ec4-d9d1-4fcd-a760-d34d744c8122.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"From fintech tools to new credit models, consumer finance has changed faster than the regulatory framework around it. Todd Zywicki says that gap is a central focus of the new Institute for Consumer Financial Choice at George Mason University, which is designed to bring more empirical research into consumer‑finance policy debates. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .","meta_description":"From fintech tools to new credit models, consumer finance has changed faster than the regulatory framework around it. Todd Zywicki says that gap is a cent…","key_points":[],"chapters":[],"topics":[],"duration_seconds":825,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-federal-drive-with-terry-gerton-504783/episodes/innovation-has-expanded-choice-in-consumer-finance-but-it-s-also-exposed-limits-in-how-well-regulation-keeps-up/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783/innovation-has-expanded-choice-in-consumer-finance-but-it-s-also-exposed-limits-in-how-well-regulation-keeps-up.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}