{"podcast":{"title":"The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates","slug":"the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","podcast_index_feed_id":5050192,"rss_url":"https://anchor.fm/s/8568bb9c/podcast/rss","website_url":"https://www.TheEducatedHomeBuyer.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/22282335/22282335-1719263121637-914cbe106d481.jpg","author":"Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts","episode_count":427,"summary":"Buying a home is the biggest financial decision of your life — and most buyers do it without a real guide. Certified Mortgage Consultant Josh Lewis (NMLS 234220) and Licensed Real Estate Broker Jeb Smith break down mortgage rates, FHA & conventional loans, down payment strategies, credit scores, pre-approval, affordability, and housing market trends — in plain English, with no fluff and no agenda. Whether you're a first-time home buyer or making your next move, this show gives you the education, strategies, and frameworks to buy right, borrow smart, and build wealth through homeownership.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192"},"episode":{"title":"WTF Just Happened To Mortgage Interest Rates - EP223","slug":"wtf-just-happened-to-mortgage-interest-rates-ep223","published_at":"2026-05-25T11:00:00+00:00","page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/wtf-just-happened-to-mortgage-interest-rates-ep223","show_page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","url":"https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/episodes/WTF-Just-Happened-To-Mortgage-Interest-Rates---EP223-e3jra5k","audio_url":"https://anchor.fm/s/8568bb9c/podcast/play/120481396/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-24%2F424808106-44100-2-f8aee66eff697.mp3","summary":"First-time home buyers: mortgage rates just moved fast, and understanding what’s driving them could help you make a smarter home buying decision. In this episode, Jeb Smith and Josh Lewis break down what happened to mortgage rates, why inflation, Treasury yields, and global events are impacting affordability, and what first-time buyers should watch before buying a home in today’s housing market. You’ll learn what higher mortgage rates mean for your monthly payment, how to think about timing the market, and the key signs that could point to rates improving in the future. ✅ Ready to become a homeowner? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start","meta_description":"First-time home buyers: mortgage rates just moved fast, and understanding what’s driving them could help you make a smarter home buying decision. In this…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1214,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/wtf-just-happened-to-mortgage-interest-rates-ep223/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/wtf-just-happened-to-mortgage-interest-rates-ep223.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}