{"podcast":{"title":"The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates","slug":"the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","podcast_index_feed_id":5050192,"rss_url":"https://anchor.fm/s/8568bb9c/podcast/rss","website_url":"https://www.TheEducatedHomeBuyer.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/22282335/22282335-1719263121637-914cbe106d481.jpg","author":"Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts","episode_count":427,"summary":"Buying a home is the biggest financial decision of your life — and most buyers do it without a real guide. Certified Mortgage Consultant Josh Lewis (NMLS 234220) and Licensed Real Estate Broker Jeb Smith break down mortgage rates, FHA & conventional loans, down payment strategies, credit scores, pre-approval, affordability, and housing market trends — in plain English, with no fluff and no agenda. Whether you're a first-time home buyer or making your next move, this show gives you the education, strategies, and frameworks to buy right, borrow smart, and build wealth through homeownership.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192"},"episode":{"title":"Market Update: FED Split on Future Interest Rate Direction","slug":"market-update-fed-split-on-future-interest-rate-direction","published_at":"2026-02-19T17:03:37+00:00","page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-fed-split-on-future-interest-rate-direction","show_page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","url":"https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/episodes/Market-Update-FED-Split-on-Future-Interest-Rate-Direction-e3faod5","audio_url":"https://anchor.fm/s/8568bb9c/podcast/play/115744613/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-1-19%2F418423316-44100-2-4ae42e7205f66.mp3","summary":"✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ info@theeducatedhomebuyer.com The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer. Connect with Us 👇 Jeb Smith | Huntington Beach Realtor / Orange County Real Estate DRE #01407449 Real Broker Josh Lewis | Certified Mortgage Consultant DRE #01209148 Buywise Mortgage Direct: 714-916-5727","meta_description":"✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Have questions about your situation? Shoot us an…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3101,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/market-update-fed-split-on-future-interest-rate-direction/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-fed-split-on-future-interest-rate-direction.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}