{"podcast":{"title":"The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates","slug":"the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","podcast_index_feed_id":5050192,"rss_url":"https://anchor.fm/s/8568bb9c/podcast/rss","website_url":"https://www.TheEducatedHomeBuyer.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/22282335/22282335-1719263121637-914cbe106d481.jpg","author":"Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts","episode_count":427,"summary":"Buying a home is the biggest financial decision of your life — and most buyers do it without a real guide. Certified Mortgage Consultant Josh Lewis (NMLS 234220) and Licensed Real Estate Broker Jeb Smith break down mortgage rates, FHA & conventional loans, down payment strategies, credit scores, pre-approval, affordability, and housing market trends — in plain English, with no fluff and no agenda. Whether you're a first-time home buyer or making your next move, this show gives you the education, strategies, and frameworks to buy right, borrow smart, and build wealth through homeownership.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192"},"episode":{"title":"Iran War & Oil Crisis Impact on Mortgage Rates and Homebuyers | EP213","slug":"iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213","published_at":"2026-03-16T12:00:00+00:00","page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213","show_page_url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192","url":"https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/episodes/Iran-War--Oil-Crisis-Impact-on-Mortgage-Rates-and-Homebuyers--EP213-e3ggase","audio_url":"https://anchor.fm/s/8568bb9c/podcast/play/116975950/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-16%2F420088103-44100-2-dc830e1c08ba7.mp3","summary":"Thinking about buying soon? Start here → https://www.theeducatedhomebuyer.com/start Subscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate. If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start. Mortgage rates might not fall anytime soon — and oil prices could be the reason why. In this episode of The Educated Homebuyer , Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. While many buyers focus on the Federal Reserve, global energy markets may actually play a bigger role in where interest rates go next. With rising tensions in the Middle East pushing oil prices higher, the ripple effects could impact inflation expectations and keep mortgage rates elevated longer than many buyers expect. In this episode, we discuss: Why oil prices can influence mortgage rates How global conflicts affect inflation and financial markets The connection between energy prices and interest rates Why uncertainty in global markets can keep rates higher What homebuyers should actually be watching right now If you're waiting for mortgage rates to drop before buying a home, understanding these macro forces can help you make smarter decisions instead of reacting to headlines. CONNECT WITH US: Jeb Smith | Huntington Beach Realtor / Orange County Real Estate DRE #01407449 | Real Broker Josh Lewis | Huntington Beach Certified Mortgage Consultant NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage Call/Text: 714-916-5727","meta_description":"Thinking about buying soon? Start here → https://www.theeducatedhomebuyer.com/start Subscribe to The Educated Homebuyer for weekly insights on buying righ…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1295,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}