{"podcast":{"title":"The Community Bank Podcast","slug":"the-community-bank-podcast-1245384","podcast_index_feed_id":1245384,"rss_url":"https://communitybanker.libsyn.com/rss","website_url":"http://communitybanker.libsyn.com/website","image_url":"https://static.libsyn.com/p/assets/2/1/d/c/21dc252d73a1892116c3140a3186d450/Untitled_design_7.png","author":"SouthState Correspondent Division","episode_count":150,"summary":"The podcast dedicated to helping community bankers grow themselves, their team, and their profits. Brought to you by the Correspondent Division of SouthState Bank.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-community-bank-podcast-1245384"},"episode":{"title":"Delinquencies Down? Not So Fast... A Conversation with Bill Moreland from BankReg Data","slug":"delinquencies-down-not-so-fast-a-conversation-with-bill-moreland-from-bankreg-data","published_at":"2026-04-06T09:00:00+00:00","page_url":"https://stenobird.com/podcast/the-community-bank-podcast-1245384/delinquencies-down-not-so-fast-a-conversation-with-bill-moreland-from-bankreg-data","show_page_url":"https://stenobird.com/podcast/the-community-bank-podcast-1245384","url":"https://communitybanker.libsyn.com/delinquencies-down-not-so-fast-a-conversation-with-bill-moreland-from-bankreg-data","audio_url":"https://traffic.libsyn.com/secure/communitybanker/Bill_Moreland_-_32626_11.23AM.mp3?dest-id=2059838","summary":"Today we're joined by Bill Moreland, a credit risk expert whose data and analysis we rely on heavily. Bill helps us break down what's really happening beneath the surface of today's credit metrics — from the rise of NDFIs to the surge in loan modifications and what that signals about risk in this cycle. View Agenda & Register for The Elevate Banking Forum View Agenda & Register for The Deposit Conference The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC","meta_description":"Today we're joined by Bill Moreland, a credit risk expert whose data and analysis we rely on heavily. Bill helps us break down what's really happening ben…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2613,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-community-bank-podcast-1245384/episodes/delinquencies-down-not-so-fast-a-conversation-with-bill-moreland-from-bankreg-data/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-community-bank-podcast-1245384/delinquencies-down-not-so-fast-a-conversation-with-bill-moreland-from-bankreg-data.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}