{"podcast":{"title":"The Clever Girls Know Podcast With Bola Sokunbi","slug":"the-clever-girls-know-podcast-with-bola-sokunbi-432533","podcast_index_feed_id":432533,"rss_url":"https://feeds.libsyn.com/540737/rss","website_url":"https://sites.libsyn.com/540737","image_url":"https://static.libsyn.com/p/assets/1/0/4/2/1042ba3069c8336ed959afa2a1bf1c87/iTunes__Soundcloud_header_2.png","author":"Bola Sokunbi","episode_count":444,"summary":"The Clever Girls Know Podcast is your go-to space for real, relatable conversations about money, business, and building wealth — without shame, without judgment, and without confusion. I'm Bola Sokunbi, founder of Clever Girl Finance, and I created this podcast to help you take control of your finances, build confidence, and create lasting wealth with practical strategies that actually work in real life. I share actionable tips and interview incredible guests who are navigating real life and real money decisions, just like you. Whether you're building wealth, working toward financial independence, investing, saving, or paying off debt, you'll find the guidance and motivation you need to keep going. Ready to take the next step? Start building real wealth with my book Clever Girl Millionaire: https://clevergirlfinance.com/books You can also access 30+ completely free courses and resources at https://clevergirlfinance.com","last_synced_at":"2026-07-28T20:19:35.688666+00:00","page_url":"https://stenobird.com/podcast/the-clever-girls-know-podcast-with-bola-sokunbi-432533"},"episode":{"title":"402: How to Negotiate With Creditors (Even If You're Behind on Payments)","slug":"402-how-to-negotiate-with-creditors-even-if-you-re-behind-on-payments","published_at":"2026-02-19T11:00:00+00:00","page_url":"https://stenobird.com/podcast/the-clever-girls-know-podcast-with-bola-sokunbi-432533/402-how-to-negotiate-with-creditors-even-if-you-re-behind-on-payments","show_page_url":"https://stenobird.com/podcast/the-clever-girls-know-podcast-with-bola-sokunbi-432533","url":"https://265c1263-ce5d-4444-bdf8-234b60e3afc6.libsyn.com/402-how-to-negotiate-with-creditors-even-if-youre-behind-on-payments","audio_url":"https://dts.podtrac.com/redirect.mp3/traffic.libsyn.com/secure/265c1263-ce5d-4444-bdf8-234b60e3afc6/402_How_to_Negotiate_With_Creditors_Even_If_Youre_Behind_on_Payments.mp3?dest-id=4659407","summary":"New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now If you're overwhelmed by credit card debt or behind on payments, negotiating with your creditors can make a real difference. On this episode, I walk you through how to confidently talk to your creditors, lower your interest rates, reduce monthly payments, and request temporary relief. WHAT YOU'LL LEARN: What to say (including a sample script) What to ask for: lower rates, waived fees, hardship options What to avoid saying on the phone How to escalate when you're told \"no\" How to work with a nonprofit credit counselor How to protect your credit score during negotiations AND SO MUCH MORE Even if you're already behind, it's not too late. You can do this. More Clever Girl Finance Resources: ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance","meta_description":"New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order n…","key_points":[],"chapters":[],"topics":[],"duration_seconds":761,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-clever-girls-know-podcast-with-bola-sokunbi-432533/episodes/402-how-to-negotiate-with-creditors-even-if-you-re-behind-on-payments/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-clever-girls-know-podcast-with-bola-sokunbi-432533/402-how-to-negotiate-with-creditors-even-if-you-re-behind-on-payments.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}