{"podcast":{"title":"The Cashflow Chronicles","slug":"the-cashflow-chronicles-7092897","podcast_index_feed_id":7092897,"rss_url":"https://anchor.fm/s/faec0d4c/podcast/rss","website_url":"https://podcasters.spotify.com/pod/show/shawn-king15","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/41997739/41997739-1768330244796-f06ab183bcaa7.jpg","author":"Shawn King","episode_count":117,"summary":"Welcome to The Cashflow Chronicles! Our goal is to help you begin the rethink your thinking by educating you about the importance of privatized banking. We want to share with you what the wealthiest families in the country have been doing for centuries & how you can begin doing the same by taking back control of the banking function in your life. Shawn King & his guests will explain to you the basics of infinite banking so you to can better understand how your dollar flows & the methods we'll be using to recycle, recapture & finally keep control of your wealth. LegacyLifeandRetirement.com","last_synced_at":"2026-06-11T00:19:15.167302+00:00","page_url":"https://stenobird.com/podcast/the-cashflow-chronicles-7092897"},"episode":{"title":"Episode #111 The True Cost of Term VS Whole Life (Full Breakdown)","slug":"episode-111-the-true-cost-of-term-vs-whole-life-full-breakdown","published_at":"2026-05-20T11:30:44+00:00","page_url":"https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-111-the-true-cost-of-term-vs-whole-life-full-breakdown","show_page_url":"https://stenobird.com/podcast/the-cashflow-chronicles-7092897","url":"https://podcasters.spotify.com/pod/show/shawn-king15/episodes/Episode-111-The-True-Cost-of-Term-VS-Whole-Life-Full-Breakdown-e3jkve2","audio_url":"https://anchor.fm/s/faec0d4c/podcast/play/120273794/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-20%2F424533111-44100-2-6a92e09611dd4.mp3","summary":"Learn How we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do this you can too: ⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠ Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠ ⁠(Here)⁠ 📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠ In this video, I break down the real cost of term vs whole life insurance and explain why so many people misunderstand which one is actually cheaper over the long run. We walk through a real example using a 35-year-old male, compare a 30-year convertible term policy to a basic whole life policy, and look at what happens when term expires, what whole life guarantees, how cash value changes the equation, and why opportunity cost matters so much in this conversation. If you’ve ever been told to “buy term and invest the difference,” this episode will help you see the math, the guarantees, and the long-term value in a completely different light. We also cover how whole life can become more efficient over time, how dividends and tax-free growth factor in, and why properly structured whole life can serve as a foundational asset for building wealth and protecting your family.⁠⁠⁠⁠ 📺 If you’re ready to learn more watch our full ⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! 🌐 Website: https://legacylifeandretirement.com Watch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠ 📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠ 📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠ 📚 Purc…","meta_description":"Learn How we create income from anywhere in the world by earning 1% a week compounded on our money. Believe me we are normal everyday people, if we can do…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2478,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-cashflow-chronicles-7092897/episodes/episode-111-the-true-cost-of-term-vs-whole-life-full-breakdown/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-111-the-true-cost-of-term-vs-whole-life-full-breakdown.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}