{"podcast":{"title":"The Business of Benefits Podcast","slug":"the-business-of-benefits-podcast-6744252","podcast_index_feed_id":6744252,"rss_url":"https://www.spreaker.com/show/6053731/episodes/feed","website_url":"https://www.spreaker.com/podcast/the-business-of-benefits-podcast--6053731","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/3f4968159bb4676248d8c564cea163f6.jpg","author":"Hi Hello Labs Network","episode_count":84,"summary":"For decades, employers have been fed a lie: “There’s nothing you can do to control healthcare costs.” This couldn’t be further from the truth. The system is doing exactly what it was designed to do—profit off of HR, CFOs, and CEOs who believe that lie year after year.With 180 million Americans relying on employer-sponsored healthcare, it’s time to challenge the status quo. The Business of Benefits is your No BS, No Sales guide to the real solutions. No gimmicks—just the truth about how to take control, transform your benefits, and care for your most valuable asset: your people.Each episode dives deep into the data, exposing industry misalignments and inefficiencies that inflate costs while offering actionable strategies for designing financially sustainable, high-value benefits.Through eye-opening interviews with industry insiders, expert analysis, and real-world success stories, hosts Donovan and Chelsea pull back the curtain on the hidden flaws in the healthcare system. The result? An empowering roadmap for employers ready to break free from outdated models and unlock smarter, more sustainable benefits.If you’re tired of the same old sales pitch and ready to rethink benefits, re…","last_synced_at":"2026-07-30T22:18:04.175830+00:00","page_url":"https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252"},"episode":{"title":"82. A Panel Discussion with 2 Employer Case Studies w/ Jaimie Jarvis & Stephanie Porrino","slug":"82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino","published_at":"2026-07-16T11:00:02+00:00","page_url":"https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino","show_page_url":"https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252","url":"https://www.spreaker.com/episode/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino--72990801","audio_url":"https://api.spreaker.com/download/episode/72990801/82_final_edit.mp3","summary":"At SHRM26, moderator Chelsea Ryckis and Ethos Benefits co-founder Donovan Ryckis brought two employers on stage to show what taking control of a self-funded health plan looks like in dollars and cents. Stephanie Porrino (formerly HR Director at Hendry Marine Industries, now Founder & CEO of Empower Healthcare Insights) and Jaimie Jarvis (HR Director at Kalos Services) walk through the plan changes, broker breakups, and multi-year strategy that took their companies from reactive renewals to governed, fiduciary-driven plans, backed by real claims data. We cover the four moving parts of every health plan (PBM, network, TPA, stop loss), why fully funded and level funded plans leave employers with no real data, how reference-based pricing works, and how two very different employers landed in the same place: lower costs, better access to care, and employees who feel it.What you'll learn: Fully funded vs. level funded vs. self-funded, and why most employers never see their real claims data How reference-based pricing works, and why 13 states have already adopted it A 300-employee shipyard's five-year case study: 77% off billed hospital claims How a construction company went from a 37% renewal increase to zero premium increases in four years Why removing cost-sharing on primary care, imaging, and mental health can lower total spend Why more balance bills can actually be a good sign How to tell if your broker or advisor is really working in your best interest Get more on our guests at: Stephanie Porrino, Founder & CEO, Empower Healthcare Insights Website: https://empowerhcinsights.com LinkedIn: https://www.linkedin.com/in/stephanie-kochporrino/ Jaimie Jarvis, HR Director, Kalos Services LinkedIn: https://www.linkedin.com/in/jaimie-nyhuis-jarvis/ Patrick Williams, Co-Fou…","meta_description":"At SHRM26, moderator Chelsea Ryckis and Ethos Benefits co-founder Donovan Ryckis brought two employers on stage to show what taking control of a self-fund…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3756,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-business-of-benefits-podcast-6744252/episodes/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}