{"podcast":{"title":"The Brutally Honest Loan Officers","slug":"the-brutally-honest-loan-officers-6715911","podcast_index_feed_id":6715911,"rss_url":"https://feed.podbean.com/TheBrutallyHonestLoanOfficers/feed.xml","website_url":"https://TheBrutallyHonestLoanOfficers.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/17668750/ChatGPT_Image_Feb_4_2026_07_40_38_PM_wz4yms.png","author":"Stephen Brock and Derick Brown","episode_count":100,"summary":"”The Brutally Honest Loan Officers” is a refreshingly candid podcast hosted by two seasoned mortgage lenders, Stephen Brock NMLS 1926015 and Derick Brown NMLS 1640146, from The Mortgage Firm. This podcast cuts through the jargon and complexity of the mortgage industry, offering unfiltered insights and straightforward advice. Each episode delves into the often-overlooked aspects of mortgage lending, from navigating market trends to understanding credit scores. Our hosts bring their extensive experience and a touch of humor to demystify the mortgage process for consumers and realtors alike. Whether you’re a first-time homebuyer, a seasoned investor, or a real estate professional seeking to enhance your knowledge, this podcast is your go-to source for honest, actionable mortgage wisdom. Join us as we break down the walls of the lending world, one truth at a time. The Mortgage Firm NMLS 189233 Equal Housing Lender CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78…","last_synced_at":null,"page_url":"https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911"},"episode":{"title":"Will a war with Iran push mortgage rates higher or lower?","slug":"will-a-war-with-iran-push-mortgage-rates-higher-or-lower","published_at":"2026-03-02T17:59:54+00:00","page_url":"https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/will-a-war-with-iran-push-mortgage-rates-higher-or-lower","show_page_url":"https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911","url":"https://TheBrutallyHonestLoanOfficers.podbean.com/e/will-a-war-with-iran-push-mortgage-rates-higher-or-lower/","audio_url":"https://mcdn.podbean.com/mf/web/6gqxmxky6zp78j9g/Will_a_war_with_Iran_push_mortgage_rates_higher_or_lower7r4yd.mp3","summary":"When geopolitical tensions rise, investors react — and the bond market moves. Since mortgage rates are driven by the bond market, global conflict can absolutely influence home loan rates. In this episode of The Brutally Honest Loan Officers Podcast, we break down: • How wars historically impact interest rates• What a “flight to safety” means for mortgage rates• Why U.S. Treasury bonds matter• How oil prices and inflation change the equation• The role of the Strait of Hormuz in global energy supply• Why markets sometimes ignore geopolitical headlines• What will actually drive mortgage rates in 2026 Many people assume war automatically means higher rates. Historically, that’s not always true. In some cases, global conflict has actually pushed mortgage rates LOWER — at least temporarily. But inflation, oil prices, Federal Reserve policy, and economic data still matter more long term. If you’re thinking about buying a home, refinancing, or trying to time the market, this episode will help you understand what really drives mortgage rates.","meta_description":"When geopolitical tensions rise, investors react — and the bond market moves. Since mortgage rates are driven by the bond market, global conflict can abso…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1215,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-brutally-honest-loan-officers-6715911/episodes/will-a-war-with-iran-push-mortgage-rates-higher-or-lower/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/will-a-war-with-iran-push-mortgage-rates-higher-or-lower.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}