{"podcast":{"title":"The Banker Next Door","slug":"the-banker-next-door-6597036","podcast_index_feed_id":6597036,"rss_url":"https://feed.podbean.com/joeberq/feed.xml","website_url":"https://joeberq.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/14138475/LOGO-2C-Vertical-1800x1800_4cmi58.jpg","author":"Dr. Joseph Bergquist","episode_count":400,"summary":"BND is focused on the U.S. Banking industry and how the industry intersects with finance, technology, and economics. Topics discussed can include all types of banking products and lines of business along with strategy, marketing, management, and leadership.","last_synced_at":"2026-07-29T06:17:38.092525+00:00","page_url":"https://stenobird.com/podcast/the-banker-next-door-6597036"},"episode":{"title":"Review of OCC Semiannual Risk Perspective report for Spring 2026","slug":"review-of-occ-semiannual-risk-perspective-report-for-spring-2026","published_at":"2026-05-15T16:00:00+00:00","page_url":"https://stenobird.com/podcast/the-banker-next-door-6597036/review-of-occ-semiannual-risk-perspective-report-for-spring-2026","show_page_url":"https://stenobird.com/podcast/the-banker-next-door-6597036","url":"https://joeberq.podbean.com/e/review-of-occ-semiannual-risk-perspective-report-for-spring-2026/","audio_url":"https://mcdn.podbean.com/mf/web/k6tqjrkn9ereie9g/Review_of_OCC_Semiannual_Risk_Perspective_report_for_Spring_2026bazw6.mp3","summary":"The semiannual OCC report on risks to the U.S. banking system found that bank financials remain sound but risks around cyber threats and fraud continue to be a concern. Bank earnings, balance sheets, liquidity, and capital levels remain strong by historical standards. Credit risk is manageable but there are concerns such as the maturity wall and private credit. Past-due, nonaccrual, and charge-offs remain below long-term averages. Cyber and various types of fraud threats remain a concern. Recent developments in AI present opportunities and challenges. This episode reviewed the OCC Semiannual Risk Perspective report for Spring 2026. A link to the report is included below. Link: OCC’s Semiannual Risk Perspective Highlights Key Risks in Federal Banking System | OCC","meta_description":"The semiannual OCC report on risks to the U.S. banking system found that bank financials remain sound but risks around cyber threats and fraud continue to…","key_points":[],"chapters":[],"topics":[],"duration_seconds":937,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-banker-next-door-6597036/episodes/review-of-occ-semiannual-risk-perspective-report-for-spring-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-banker-next-door-6597036/review-of-occ-semiannual-risk-perspective-report-for-spring-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}