{"podcast":{"title":"The Auto Finance Roadmap","slug":"the-auto-finance-roadmap-1123365","podcast_index_feed_id":1123365,"rss_url":"https://feeds.transistor.fm/the-auto-finance-roadmap","website_url":"http://autofinancenews.net","image_url":"https://img.transistorcdn.com/yiV8BCcUEz3JjrPugs70ZQsOdVOel50r_ptmFlGjEM8/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzM5MTcvMTY4ODY1/ODM4OC1hcnR3b3Jr/LmpwZw.jpg","author":"Auto Finance News","episode_count":328,"summary":"Auto Finance News is pleased to present The Roadmap, the podcast on best practices and trending topics in automotive lending and leasing. If you are in auto finance, this is your podcast. Auto Finance News, published by Royal Media, is the flagship publication for the auto finance industry. Published since 1996, Auto Finance News is the nation’s leading source for news, insights and analysis on automotive lending and leasing. Auto Finance News offers a Premium subscription service, which includes a monthly newsletter, a weekly email Update, exclusive event discounts, and much more. The Auto Finance News Premium subscription provides its subscribers with valuable data and exclusive market knowledge. Subscribe now to the News That Drives The Industry at https://www.autofinancenews.net/subscribe/. Auto Finance News produces the following leading industry events: the Auto Finance Innovation Summit, the Auto Finance Risk Summit, and the Auto Finance Summit, the industry’s premier event.","last_synced_at":"2026-06-30T10:18:20.761179+00:00","page_url":"https://stenobird.com/podcast/the-auto-finance-roadmap-1123365"},"episode":{"title":"Iran war, rising fraud further pressure auto industry","slug":"iran-war-rising-fraud-further-pressure-auto-industry","published_at":"2026-04-06T23:57:23+00:00","page_url":"https://stenobird.com/podcast/the-auto-finance-roadmap-1123365/iran-war-rising-fraud-further-pressure-auto-industry","show_page_url":"https://stenobird.com/podcast/the-auto-finance-roadmap-1123365","url":"https://share.transistor.fm/s/12081864","audio_url":"https://media.transistor.fm/12081864/f9540e29.mp3","summary":"Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has pushed oil prices above $100 per barrel, fueling inflation and widening auto asset-backed securities (ABS) spreads . Prime spreads have widened by up to 17 basis points, increasing funding costs and tightening credit conditions. Higher fuel costs are also squeezing consumers, especially subprime borrowers, reducing disposable income and raising delinquency risks. Those increased risks for subprime borrowers contributed to a 130% year-over-year jump in refinance activity in February as borrowers seek lower payments amid the market strain. Lenders also continue to tighten underwriting amid rising defaults, with early payment defaults reaching decade highs. To compound the pressure on the auto sector, fraud risks continue to rise, with AI-driven “ dealership cloning ” scams, in which fake websites impersonate dealers, leading to millions in losses, damaging consumer trust and dealer reputations. Meanwhile, TD Bank is educating its customers and employees how to combat rising fraud on the lending side. In response to the macroeconomic uncertainty and increased fraud, lenders and dealers continue to adjust operations as higher gas prices shift demand toward more fuel-efficient vehicles. Meanwhile, firms are adopting AI tools to improve operations but are emphasizing responsible use, including regulatory alignment and bias mitigation. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Deputy Editor Johnnie Martinez II, Senior Associate Editor Truth Headlam and Associate Editor Aidan Bush discuss top trends across macroeconomic dynamics, affordability, fun…","meta_description":"Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shift…","key_points":[],"chapters":[],"topics":[],"duration_seconds":978,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-auto-finance-roadmap-1123365/episodes/iran-war-rising-fraud-further-pressure-auto-industry/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-auto-finance-roadmap-1123365/iran-war-rising-fraud-further-pressure-auto-industry.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}