{"podcast":{"title":"The Atlas Annuity Podcast","slug":"the-atlas-annuity-podcast-6714817","podcast_index_feed_id":6714817,"rss_url":"https://feeds.castos.com/r3zj9","website_url":"https://atlas-annuity-podcast.castos.com","image_url":"https://episodes.castos.com/65414647b3ef84-60916656/images/atlas-PODCAST.png","author":"Marty Becker","episode_count":100,"summary":"Welcome Atlas Annuity Podcast, where your host, Marty Becker, turns the heat up on retirement planning! As a career firefighter, Marty's journey from battling blazes to safeguarding nest eggs offers a different look at protecting retirement assets than you've seen from any other advisor. His pension got smoked, but he found a flame-resistant strategy: annuities. Each episode, Marty dives into riveting case studies, peels back the complex layers of annuities, and has candid chats about the power of annuities to shield your retirement from the unpredictability of the stock market. Whether you're approaching retirement, or have been retired for years, Marty’s mission is clear - to give you the tools and tactics to fortify your retirement. No jargon, no fluff, just unbiased insight and solid strategies from a guy who's been in the hot seat and came out cooler than ever. Subscribe to the Atlas Annuity Podcast for a regular dose of insights that could change the way you think about protecting and growing your assets in retirement. Ready for more? Light the way to a secure future at www.atlasannuity.com and book your appointment with Marty Becker today. Don't just retire, retire with con…","last_synced_at":"2026-06-28T08:18:20.448998+00:00","page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817"},"episode":{"title":"Why Retirement Income Feels Harder Than It Should: The 4% Rule for 2026","slug":"why-retirement-income-feels-harder-than-it-should-the-4-rule-for-2026","published_at":"2026-01-21T22:45:00+00:00","page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/why-retirement-income-feels-harder-than-it-should-the-4-rule-for-2026","show_page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817","url":"https://atlas-annuity-podcast.castos.com/episodes/4-rule-for-2026","audio_url":"https://episodes.castos.com/65414647b3ef84-60916656/2332994/c1e-d3xj7towd97apd481-7zr94mdruk5-buemgo.mp3","summary":"If you've ever wondered why retirement feels more complicated than it should, you're not imagining things. For decades, people were told to save enough, invest wisely, and then withdraw 4% every year. But new research from Morningstar tells a very different story—one that explains why so many retirees feel uneasy, and why guaranteed income tools like annuities are becoming more relevant than ever. In this milestone 100th episode, Marty Becker breaks down Morningstar's latest 2025 research showing that the safe withdrawal rate has dropped to just 3.9%—with a 10% chance of failure even then. That's only $39,000 per year for every $1 million in your portfolio. Marty explains why most retirement failures don't happen because markets are bad forever, but because something goes wrong early. Discover what this means for your retirement strategy, why sequence of returns risk is the silent killer of retirement plans, and how guaranteed income can provide the stability that market-based withdrawals simply can't guarantee.","meta_description":"If you've ever wondered why retirement feels more complicated than it should, you're not imagining things. For decades, people were told to save enough, i…","key_points":[],"chapters":[],"topics":[],"duration_seconds":901,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-atlas-annuity-podcast-6714817/episodes/why-retirement-income-feels-harder-than-it-should-the-4-rule-for-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/why-retirement-income-feels-harder-than-it-should-the-4-rule-for-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}