{"podcast":{"title":"The Atlas Annuity Podcast","slug":"the-atlas-annuity-podcast-6714817","podcast_index_feed_id":6714817,"rss_url":"https://feeds.castos.com/r3zj9","website_url":"https://atlas-annuity-podcast.castos.com","image_url":"https://episodes.castos.com/65414647b3ef84-60916656/images/atlas-PODCAST.png","author":"Marty Becker","episode_count":100,"summary":"Welcome Atlas Annuity Podcast, where your host, Marty Becker, turns the heat up on retirement planning! As a career firefighter, Marty's journey from battling blazes to safeguarding nest eggs offers a different look at protecting retirement assets than you've seen from any other advisor. His pension got smoked, but he found a flame-resistant strategy: annuities. Each episode, Marty dives into riveting case studies, peels back the complex layers of annuities, and has candid chats about the power of annuities to shield your retirement from the unpredictability of the stock market. Whether you're approaching retirement, or have been retired for years, Marty’s mission is clear - to give you the tools and tactics to fortify your retirement. No jargon, no fluff, just unbiased insight and solid strategies from a guy who's been in the hot seat and came out cooler than ever. Subscribe to the Atlas Annuity Podcast for a regular dose of insights that could change the way you think about protecting and growing your assets in retirement. Ready for more? Light the way to a secure future at www.atlasannuity.com and book your appointment with Marty Becker today. Don't just retire, retire with con…","last_synced_at":"2026-06-28T08:18:20.448998+00:00","page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817"},"episode":{"title":"Use Annuities to Fund Roth Conversions Tax-Free","slug":"use-annuities-to-fund-roth-conversions-tax-free","published_at":"2026-01-15T18:00:00+00:00","page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/use-annuities-to-fund-roth-conversions-tax-free","show_page_url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817","url":"https://atlas-annuity-podcast.castos.com/episodes/use-annuities-to-fund-roth-conversions-tax-free","audio_url":"https://episodes.castos.com/65414647b3ef84-60916656/2324456/c1e-d3xj7towv49bpd4dr-mkgxg1jvbz5r-yociqo.mp3","summary":"What if you could convert your traditional IRA to a Roth without feeling the tax pain? In episode 99 of the Atlas Annuity Podcast, Marty Becker reveals a little-known strategy that uses deferred income annuities to make Roth conversions virtually painless—and could save you over $110,000 in lifetime taxes. Most retirees wait until they're forced to take distributions from their IRAs, which means paying taxes when the government decides—often at higher rates. But there's a smarter way. Marty walks through a real-world example of a 60-year-old couple who funds a deferred income annuity with $500,000 from their traditional IRA, creating $80,000 per year in guaranteed lifetime income starting at age 70. Here's where it gets interesting: during the 10-year deferral period, they systematically convert $50,000 per year to a Roth IRA using internal partial withdrawals from the annuity. The result? They pay just $110,000 in taxes over 10 years at a controlled 22% bracket. If they had waited and let the IRS force distributions, they would've paid over $220,000 in taxes—literally double. Marty breaks down the math, explains how internal partial withdrawals work, and shows why the years between retirement and age 70 are the golden window for this strategy. If you have a traditional IRA or 401(k) and want to take control of your tax future, this episode is a must-listen.","meta_description":"What if you could convert your traditional IRA to a Roth without feeling the tax pain? In episode 99 of the Atlas Annuity Podcast, Marty Becker reveals a…","key_points":[],"chapters":[],"topics":[],"duration_seconds":774,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/the-atlas-annuity-podcast-6714817/episodes/use-annuities-to-fund-roth-conversions-tax-free/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/use-annuities-to-fund-roth-conversions-tax-free.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}