{"podcast":{"title":"Talking Real Money - Investing Talk","slug":"talking-real-money-investing-talk-201087","podcast_index_feed_id":201087,"rss_url":"https://rss.buzzsprout.com/2607021.rss","website_url":"http://talkingrealmoney.com","image_url":"https://storage.buzzsprout.com/qjhkkli7p2h0daojrwso761mj5cs?.jpg","author":"Don McDonald","episode_count":1942,"summary":"Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).","last_synced_at":"2026-07-25T02:20:18.521954+00:00","page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087"},"episode":{"title":"The Right Withdrawal Rate?","slug":"the-right-withdrawal-rate","published_at":"2026-07-08T16:00:00+00:00","page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087/the-right-withdrawal-rate","show_page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087","url":"https://www.buzzsprout.com/2607021/episodes/19464572-the-right-withdrawal-rate.mp3","audio_url":"https://www.buzzsprout.com/2607021/episodes/19464572-the-right-withdrawal-rate.mp3","summary":"Tom and Don tackle one of retirement’s hardest questions: how much can you safely spend from your portfolio without blowing up the rest of your life? They walk through the familiar 4% rule, flexible withdrawal strategies, why a flat 10% withdrawal is usually fantasyland, and why the “right” spending rate depends heavily on your age, timeline, and tolerance for adjusting in bad markets. They also answer a listener question about a 22-year-old’s investment allocation and close with a timely dis...","meta_description":"Tom and Don tackle one of retirement’s hardest questions: how much can you safely spend from your portfolio without blowing up the rest of your life? They…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1688,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/the-right-withdrawal-rate/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087/the-right-withdrawal-rate.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}