{"podcast":{"title":"Talking Real Money - Investing Talk","slug":"talking-real-money-investing-talk-201087","podcast_index_feed_id":201087,"rss_url":"https://rss.buzzsprout.com/2607021.rss","website_url":"http://talkingrealmoney.com","image_url":"https://storage.buzzsprout.com/qjhkkli7p2h0daojrwso761mj5cs?.jpg","author":"Don McDonald","episode_count":1942,"summary":"Financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).","last_synced_at":"2026-07-25T02:20:18.521954+00:00","page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087"},"episode":{"title":"Brakes, Balance & $5 Million","slug":"brakes-balance-5-million","published_at":"2026-07-24T14:00:00+00:00","page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087/brakes-balance-5-million","show_page_url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087","url":"https://www.buzzsprout.com/2607021/episodes/19528501-brakes-balance-5-million.mp3","audio_url":"https://www.buzzsprout.com/2607021/episodes/19528501-brakes-balance-5-million.mp3","summary":"Bonds are supposed to be the brakes in a portfolio—but should those brakes be BND, a shorter-term fund, CDs, or a Treasury ladder? Don explains why duration, yield stability, and personal comfort make the answer more nuanced than one ticker. The Friday questions keep coming: pairing AVGE with VT, moving $5 million from real estate into a retirement portfolio, understanding an emerging-markets fund that became legally non-diversified, and building 529s for grandchildren. The final stretch is...","meta_description":"Bonds are supposed to be the brakes in a portfolio—but should those brakes be BND, a shorter-term fund, CDs, or a Treasury ladder? Don explains why durati…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2059,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/brakes-balance-5-million/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/talking-real-money-investing-talk-201087/brakes-balance-5-million.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}