{"podcast":{"title":"SugarMamma’s Fireplay","slug":"sugarmamma-s-fireplay-150082","podcast_index_feed_id":150082,"rss_url":"https://www.omnycontent.com/d/playlist/2fb3740d-3436-44af-8cc0-a91900716aa5/7d6e40aa-46f2-4d4d-9cc5-afa900a8adc3/f1bc65be-9dfb-4902-b162-afa900a8ade9/podcast.rss","website_url":"http://www.sugarmamma.tv/","image_url":"https://www.omnycontent.com/d/playlist/2fb3740d-3436-44af-8cc0-a91900716aa5/7d6e40aa-46f2-4d4d-9cc5-afa900a8adc3/f1bc65be-9dfb-4902-b162-afa900a8ade9/image.jpg?t=1676369649&size=Large","author":"Canna Campbell SugarMammaTV","episode_count":320,"summary":"Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC","last_synced_at":"2026-07-24T08:19:02.909308+00:00","page_url":"https://stenobird.com/podcast/sugarmamma-s-fireplay-150082"},"episode":{"title":"START HERE: Debt Recycling, CGT Changes & a Baby on the Way: Should We Change Our Wealth Plan?","slug":"start-here-debt-recycling-cgt-changes-a-baby-on-the-way-should-we-change-our-wealth-plan","published_at":"2026-06-18T19:00:00+00:00","page_url":"https://stenobird.com/podcast/sugarmamma-s-fireplay-150082/start-here-debt-recycling-cgt-changes-a-baby-on-the-way-should-we-change-our-wealth-plan","show_page_url":"https://stenobird.com/podcast/sugarmamma-s-fireplay-150082","url":"https://omny.fm/shows/sugarmamma-s-fireplay/start-here-debt-recycling-cgt-changes-a-baby-on-the-way-should-we-change-our-wealth-plan","audio_url":"https://p.podderapp.com/2544644999/traffic.omny.fm/d/clips/2fb3740d-3436-44af-8cc0-a91900716aa5/7d6e40aa-46f2-4d4d-9cc5-afa900a8adc3/2db78285-eed8-42d4-8450-b45c00012ed6/audio.mp3?utm_source=Podcast&in_playlist=f1bc65be-9dfb-4902-b162-afa900a8ade9","summary":"Debt Recycling, CGT Changes & a Baby on the Way: Should We Change Our Wealth Plan? In this Start Here episode, Canna answers a thoughtful question from a listener who is debt recycling their mortgage into a share portfolio while preparing to welcome their first child. With ongoing discussion around proposed changes to Capital Gains Tax (CGT) and Negative Gearing, many investors are understandably wondering whether they should rethink their long-term wealth building strategy. In this episode, Canna explains what these potential changes could mean, who may actually be impacted, and why reconnecting with your financial goals is often more important than reacting to political headlines. In This Episode: ✔️ What debt recycling is and how it works ✔️ Why negative gearing and debt recycling are not necessarily the same thing ✔️ How proposed tax changes may affect investors differently ✔️ The key difference between investing for capital growth and passive income ✔️ Why CGT only becomes relevant when you sell an asset ✔️ When it may be worth seeking personalised financial advice ✔️ The additional risks of borrowing to invest when starting a family ✔️ Why emergency savings become even more important during major life transitions ✔️ Reviewing personal insurance when children arrive ✔️ The role superannuation should continue to play in your long-term wealth strategy ✔️ How to avoid making emotional decisions based on financial headlines ✔️ Why financial flexibility often matters more than chasing the perfect tax outcome Key Takeaway Governments change. Tax rules change. Markets change. But timeless wealth-building principles remain remarkably consistent: • Stay diversified • Manage debt carefully • Protect your cashflow • Build emergency reserves • Rev…","meta_description":"Debt Recycling, CGT Changes & a Baby on the Way: Should We Change Our Wealth Plan? In this Start Here episode, Canna answers a thoughtful question fro…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1424,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/sugarmamma-s-fireplay-150082/episodes/start-here-debt-recycling-cgt-changes-a-baby-on-the-way-should-we-change-our-wealth-plan/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/sugarmamma-s-fireplay-150082/start-here-debt-recycling-cgt-changes-a-baby-on-the-way-should-we-change-our-wealth-plan.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}