{"podcast":{"title":"Stay Wealthy Retirement Podcast","slug":"stay-wealthy-retirement-podcast-958142","podcast_index_feed_id":958142,"rss_url":"https://staywealthysandiego.libsyn.com/rss","website_url":"https://www.youstaywealthy.com/podcast","image_url":"https://static.libsyn.com/p/assets/c/3/f/9/c3f997f69702bee388c4a68c3ddbc4f2/Stay_Wealthy_Retirement_Podcast_Cover.jpeg","author":"Taylor Schulte, CFP®","episode_count":272,"summary":"Retirement is too important to leave to guesswork, headlines, or conflicting advice. The Stay Wealthy Retirement Show is an award-winning retirement podcast designed to help you make smarter decisions with your money, reduce taxes, invest wisely, and create a retirement income plan you can trust. Want to avoid overpaying the IRS in retirement? Prepare for the next stock market downturn? Optimize retirement timing? Turn your investments into reliable income without second-guessing every decision? You're in the right place. I'm Taylor Schulte, a Certified Financial Planner™ and retirement tax planning expert. Each week, I simplify the biggest retirement planning questions so you can feel more informed, more confident, and better prepared to \"stay wealthy\" in retirement.","last_synced_at":"2026-06-30T18:18:09.175720+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142"},"episode":{"title":"Why 59% of Stocks Destroy Wealth (And What Smart Retirees Do About It)","slug":"why-59-of-stocks-destroy-wealth-and-what-smart-retirees-do-about-it","published_at":"2026-03-26T08:30:00+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/why-59-of-stocks-destroy-wealth-and-what-smart-retirees-do-about-it","show_page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142","url":"https://www.youstaywealthy.com/276","audio_url":"https://traffic.libsyn.com/secure/staywealthysandiego/sw-276-final.mp3?dest-id=513717","summary":"If you're in or near retirement, one bad investment decision can have lasting consequences. And new research shows just how risky stock picking can be: Over the last 100 years, nearly 60% of all U.S. stocks underperformed Treasury bills—one of the safest investments you can own. Even more surprising, fewer than 4% of companies created all of the stock market's net wealth. In other words, the odds of consistently picking the right stocks are far lower than most people realize. In this episode, I'm breaking down this eye-opening research and what it means for protecting your portfolio and retirement plan. Here's what you'll learn: → Why owning a handful of well-known, familiar stocks can be far riskier than it feels → What the research reveals about where long-term market returns actually come from → The 3 actions you can take to better position and optimize your portfolio for the years ahead Because in retirement, successful investing isn't about hitting home runs—it's about avoiding unnecessary mistakes and stacking the odds in your favor. *** 📆 BOOK A CALL WITH OUR TEAM: Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments. See how they fit together in one coordinated strategy built around your numbers. 👉 Learn More and Book a Call *** EPISODE RESOURCES: → Grab the Episode Show Notes → Join the Stay Wealthy Retirement Newsletter → Learn About the Total Retirement System™","meta_description":"If you're in or near retirement, one bad investment decision can have lasting consequences. And new research shows just how risky stock picking can be: Ov…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1173,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/stay-wealthy-retirement-podcast-958142/episodes/why-59-of-stocks-destroy-wealth-and-what-smart-retirees-do-about-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/why-59-of-stocks-destroy-wealth-and-what-smart-retirees-do-about-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}