{"podcast":{"title":"Stay Wealthy Retirement Podcast","slug":"stay-wealthy-retirement-podcast-958142","podcast_index_feed_id":958142,"rss_url":"https://staywealthysandiego.libsyn.com/rss","website_url":"https://www.youstaywealthy.com/podcast","image_url":"https://static.libsyn.com/p/assets/c/3/f/9/c3f997f69702bee388c4a68c3ddbc4f2/Stay_Wealthy_Retirement_Podcast_Cover.jpeg","author":"Taylor Schulte, CFP®","episode_count":272,"summary":"Retirement is too important to leave to guesswork, headlines, or conflicting advice. The Stay Wealthy Retirement Show is an award-winning retirement podcast designed to help you make smarter decisions with your money, reduce taxes, invest wisely, and create a retirement income plan you can trust. Want to avoid overpaying the IRS in retirement? Prepare for the next stock market downturn? Optimize retirement timing? Turn your investments into reliable income without second-guessing every decision? You're in the right place. I'm Taylor Schulte, a Certified Financial Planner™ and retirement tax planning expert. Each week, I simplify the biggest retirement planning questions so you can feel more informed, more confident, and better prepared to \"stay wealthy\" in retirement.","last_synced_at":"2026-06-30T18:18:09.175720+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142"},"episode":{"title":"Why $4M Still Doesn't Feel Like Enough to Retire (Listener Q&A)","slug":"why-4m-still-doesn-t-feel-like-enough-to-retire-listener-q-a","published_at":"2026-06-25T08:30:00+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/why-4m-still-doesn-t-feel-like-enough-to-retire-listener-q-a","show_page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142","url":"https://www.youstaywealthy.com/289","audio_url":"https://traffic.libsyn.com/secure/staywealthysandiego/sw-289-crosby-final.mp3?dest-id=513717","summary":"At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. \"I'm no longer being smart,\" he admits. \"I'm just scared to pull the trigger.\" The uncomfortable part is that no number may fix this, because what's holding David back was never on the spreadsheet. In this episode, I'm joined by Daniel Crosby, Ph.D. — a psychologist and behavioral finance expert — to answer listener questions about the part of retirement the math can't solve. You'll learn: → How to spend in retirement so the enjoyment doesn't wear off so fast → A 3-part framework for putting your money where it creates the most happiness → When changing your plan is wise, and when it's just reacting to noise → The 2 questions to ask when you're financially ready but still can't pull the trigger → What actually moves the 40% of your happiness that's within your control By the end, you'll have a clearer way to separate a plan that works on paper from a retirement you actually feel ready to live. *** 📆 BOOK A CALL WITH OUR TEAM: Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments. See how they fit together in one coordinated strategy built around your numbers. 👉 Learn More and Book a Call *** EPISODE RESOURCES: → Grab the Episode Show Notes → Join the Stay Wealthy Retirement Newsletter → Learn About the Total Retirement System™","meta_description":"At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring hi…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2598,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/stay-wealthy-retirement-podcast-958142/episodes/why-4m-still-doesn-t-feel-like-enough-to-retire-listener-q-a/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/why-4m-still-doesn-t-feel-like-enough-to-retire-listener-q-a.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}