{"podcast":{"title":"Stay Wealthy Retirement Podcast","slug":"stay-wealthy-retirement-podcast-958142","podcast_index_feed_id":958142,"rss_url":"https://staywealthysandiego.libsyn.com/rss","website_url":"https://www.youstaywealthy.com/podcast","image_url":"https://static.libsyn.com/p/assets/c/3/f/9/c3f997f69702bee388c4a68c3ddbc4f2/Stay_Wealthy_Retirement_Podcast_Cover.jpeg","author":"Taylor Schulte, CFP®","episode_count":272,"summary":"Retirement is too important to leave to guesswork, headlines, or conflicting advice. The Stay Wealthy Retirement Show is an award-winning retirement podcast designed to help you make smarter decisions with your money, reduce taxes, invest wisely, and create a retirement income plan you can trust. Want to avoid overpaying the IRS in retirement? Prepare for the next stock market downturn? Optimize retirement timing? Turn your investments into reliable income without second-guessing every decision? You're in the right place. I'm Taylor Schulte, a Certified Financial Planner™ and retirement tax planning expert. Each week, I simplify the biggest retirement planning questions so you can feel more informed, more confident, and better prepared to \"stay wealthy\" in retirement.","last_synced_at":"2026-06-30T18:18:09.175720+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142"},"episode":{"title":"The Most Overlooked Retirement Decision (It's Not Your Portfolio)","slug":"the-most-overlooked-retirement-decision-it-s-not-your-portfolio","published_at":"2026-04-23T08:30:00+00:00","page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/the-most-overlooked-retirement-decision-it-s-not-your-portfolio","show_page_url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142","url":"https://www.youstaywealthy.com/280","audio_url":"https://traffic.libsyn.com/secure/staywealthysandiego/sw-280-final.mp3?dest-id=513717","summary":"One of the biggest decisions you'll make in your 70s and 80s has nothing to do with your portfolio. It's not about Social Security timing. And it's not about Roth conversions. It's about where you'll live and, more importantly, how care will be delivered, coordinated, and paid for if your health changes later on. Most people think of this as a lifestyle decision. But in reality, it's a housing-and-care decision, and it's one most retirement plans barely address. In this episode, I'm breaking down the later-life housing choices most retirement savers haven't fully thought through. Here's what you'll learn : → The four main housing options later in life—and how they differ in cost, care, and flexibility → What Continuing Care Retirement Communities (CCRCs) actually are (+ a little-known tax planning tip) → The four types of risk every housing decision really involves → When this decision usually needs to be made, and what can happen if you wait too long Because \"we'll just stay in the house\" isn't a plan...it's an assumption. And assumptions tend to get tested at the worst possible moment. *** 📆 BOOK A CALL WITH OUR TEAM: Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments. See how they fit together in one coordinated strategy built around your numbers. 👉 Learn More and Book a Call *** EPISODE RESOURCES: → Grab the Episode Show Notes → Join the Stay Wealthy Retirement Newsletter → Learn About the Total Retirement System™","meta_description":"One of the biggest decisions you'll make in your 70s and 80s has nothing to do with your portfolio. It's not about Social Security timing. And it's not ab…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1310,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/stay-wealthy-retirement-podcast-958142/episodes/the-most-overlooked-retirement-decision-it-s-not-your-portfolio/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/stay-wealthy-retirement-podcast-958142/the-most-overlooked-retirement-decision-it-s-not-your-portfolio.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}