{"podcast":{"title":"Smart Money Happy Hour with Rachel Cruze and George Kamel","slug":"smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109","podcast_index_feed_id":5690109,"rss_url":"https://feeds.megaphone.fm/smartmoneyhappyhour","website_url":"https://www.ramseysolutions.com/shows?snid=shows-and-events","image_url":"https://megaphone.imgix.net/podcasts/7fb61c90-3526-11ed-916b-771899bba1a3/image/eb5d9289a84bdb1838fae92aa4a61b7a.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Ramsey Network","episode_count":196,"summary":"Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109"},"episode":{"title":"These “Get-Rich-Quick” Schemes Will Topple Your Financial Progress","slug":"these-get-rich-quick-schemes-will-topple-your-financial-progress","published_at":"2026-01-15T11:00:00+00:00","page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/these-get-rich-quick-schemes-will-topple-your-financial-progress","show_page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109","url":"https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM6449441681.mp3","audio_url":"https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM6449441681.mp3","summary":"📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing. Building wealth is actually pretty simple (when you do it the right way). But there are some risky strategies out there that can topple your financial progress overnight. Join us for a live game of Jenga and some commonsense financial advice along the way. Next Steps: 🎙️ Catch our episode Reacting to People’s Money Fails So You Can Feel Better. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. 📕 Grab a copy of George Kamel’s book, Breaking Free From Broke. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥂 Lemon Ginger Mocktail Spritz Recipe from Join Jules 1/2 ounce honey syrup 3/4 ounce ginger juice 1 ounce fresh lemon juice 2 ounces sparkling water Instructions: Blend ginger with a little water and strain. Add honey syrup to a glass. Add ginger juice and lemon juice. Add ice and top with sparkling water. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing. Building wealth is actually pretty simple (when you do it the right way).…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2154,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/episodes/these-get-rich-quick-schemes-will-topple-your-financial-progress/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/these-get-rich-quick-schemes-will-topple-your-financial-progress.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}