{"podcast":{"title":"Smart Money Happy Hour with Rachel Cruze and George Kamel","slug":"smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109","podcast_index_feed_id":5690109,"rss_url":"https://feeds.megaphone.fm/smartmoneyhappyhour","website_url":"https://www.ramseysolutions.com/shows?snid=shows-and-events","image_url":"https://megaphone.imgix.net/podcasts/7fb61c90-3526-11ed-916b-771899bba1a3/image/eb5d9289a84bdb1838fae92aa4a61b7a.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Ramsey Network","episode_count":196,"summary":"Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109"},"episode":{"title":"Subtle Habits That Reveal a Quiet Millionaire","slug":"subtle-habits-that-reveal-a-quiet-millionaire","published_at":"2026-02-26T11:00:00+00:00","page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/subtle-habits-that-reveal-a-quiet-millionaire","show_page_url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109","url":"https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM3124753214.mp3","audio_url":"https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM3124753214.mp3","summary":"📈 Plan and save for the future with Ramsey’s Complete Guide to Investing. Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way. Next Steps: 🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. 💻 Figure out your next financial move with Ramsey’s Get Started Assessment. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Apple Ginger Fizz Mocktail Recipe from The Mindful Mocktail 3 ounces still apple cider 1 ounce freshly squeezed lime juice 6 mint leaves 1 teaspoon apple cider vinegar Pinch powdered cinnamon 3 ounces ginger ale Instructions: Place apple cider, lime juice, cinnamon, apple cider vinegar and a few ice cubes into a cocktail shaker. Clap the mint together in your hands to release the scent, and add to the shaker. Shake for about 20–30 seconds until ingredients are combined. Pour into an ice-filled glass and top with ginger ale. Stir gently, garnish with mint, and serve. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about yo…","meta_description":"📈 Plan and save for the future with Ramsey’s Complete Guide to Investing. Good manners, simple style, old-school investing—today we’re unpacking subtle “q…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2865,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/episodes/subtle-habits-that-reveal-a-quiet-millionaire/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/subtle-habits-that-reveal-a-quiet-millionaire.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}