{"podcast":{"title":"Simply Money by Allworth Financial","slug":"simply-money-by-allworth-financial-816771","podcast_index_feed_id":816771,"rss_url":"https://feed.podbean.com/simplymoney/feed.xml","website_url":"https://simplymoney.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/19341672/BOSM_for_Spotify8l21o.jpg","author":"Allworth Financial","episode_count":100,"summary":"The Best of Simply Money podcast covers all topics that affect your wallet: insight into business news, consumer finance, and retirement planning. The show is a weekly collection of segments which originally aired on 55KRC.","last_synced_at":"2026-07-11T06:17:46.084354+00:00","page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771"},"episode":{"title":"What Would You Actually Do in a 20% Market Drop?","slug":"what-would-you-actually-do-in-a-20-market-drop","published_at":"2026-02-27T18:00:00+00:00","page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771/what-would-you-actually-do-in-a-20-market-drop","show_page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771","url":"https://simplymoney.podbean.com/e/what-would-you-actually-do-in-a-20-market-drop/","audio_url":"https://mcdn.podbean.com/mf/web/wq4autdftqk5yrrn/simply_Money_022626_bo88h.mp3","summary":"On this episode of Simply Money, Bob and Brian tackle a question that hits differently when you’ve built real wealth: if the market dropped 20% tomorrow, what would you actually do? They walk through the emotional and mathematical realities of managing a $2–10 million portfolio, why risk tolerance and plan design don’t always align, and how shifting from accumulation to preservation changes everything. You’ll also hear strategies around sequence of returns risk, separating income streams from piles of money, and why diversification today may mean more than just a 60/40 portfolio. Plus, the guys explain why bonds weren’t the “safe haven” many expected in 2022, how to think strategically about 401(k) contributions across pre-tax, Roth, and after-tax buckets, and answer listener questions on retirement withdrawals, dividend income, and spending in early retirement.","meta_description":"On this episode of Simply Money, Bob and Brian tackle a question that hits differently when you’ve built real wealth: if the market dropped 20% tomorrow,…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2313,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/simply-money-by-allworth-financial-816771/episodes/what-would-you-actually-do-in-a-20-market-drop/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771/what-would-you-actually-do-in-a-20-market-drop.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}