{"podcast":{"title":"Simply Money by Allworth Financial","slug":"simply-money-by-allworth-financial-816771","podcast_index_feed_id":816771,"rss_url":"https://feed.podbean.com/simplymoney/feed.xml","website_url":"https://simplymoney.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/19341672/BOSM_for_Spotify8l21o.jpg","author":"Allworth Financial","episode_count":100,"summary":"The Best of Simply Money podcast covers all topics that affect your wallet: insight into business news, consumer finance, and retirement planning. The show is a weekly collection of segments which originally aired on 55KRC.","last_synced_at":"2026-07-11T06:17:46.084354+00:00","page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771"},"episode":{"title":"The Hidden Risks That Can Derail Your Financial Plan","slug":"the-hidden-risks-that-can-derail-your-financial-plan","published_at":"2026-03-13T18:00:00+00:00","page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771/the-hidden-risks-that-can-derail-your-financial-plan","show_page_url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771","url":"https://simplymoney.podbean.com/e/the-hidden-risks-that-can-derail-your-financial-plan/","audio_url":"https://mcdn.podbean.com/mf/web/qmpzn5e6pjpa6sid/simply_money_030526_787g4.mp3","summary":"On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the first five years of retirement can make or break even a $5 million portfolio. They break down sequence of returns risk, walk through real-world examples of how early market drops can permanently impact your plan, and share strategies like liquidity buckets and disciplined rebalancing to protect your future. Plus, common 401(k) mistakes successful investors make, how to prevent concentrated stock from quietly dominating your portfolio, what to do if your financial life is split across multiple advisors, and how to safeguard your finances if a spouse becomes cognitively impaired.","meta_description":"On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the first five years of retirement can make or break even a $5…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2330,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/simply-money-by-allworth-financial-816771/episodes/the-hidden-risks-that-can-derail-your-financial-plan/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/simply-money-by-allworth-financial-816771/the-hidden-risks-that-can-derail-your-financial-plan.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}