{"podcast":{"title":"Simply Authentic Podcast","slug":"simply-authentic-podcast-6417940","podcast_index_feed_id":6417940,"rss_url":"https://media.rss.com/simplyauthenticpod/feed.xml","website_url":"https://simplyauthenticpod.com/","image_url":"https://media.rss.com/simplyauthenticpod/20250513_030525_9c452e4611201b8a845247a71ce40551.png","author":"Simply Authentic Podcast","episode_count":170,"summary":"Tune in as Angie Mullings and Tonya Murfin, experienced Real Estate Broker/Owners in Springfield, Missouri, share their extensive knowledge and leadership in the industry. What started as volunteer work with the local Board of Realtors has evolved into a unified mission: helping business leaders succeed both personally and professionally. In each episode of \"Simply Authentic,\" Angie and Tonya explore an ever changing Real Estate market, personal success stories, tackle both trending and challenging topics, and inspire listeners to pursue their passions and leadership skills fearlessly. Whether it's navigating market shifts or mastering leadership skills, their candid conversations aim to embolden you to live authentically and chase your dreams. Tune in for practical insights on Real Estate, leadership skill building and a refreshing dose of collaboration as they invite you to join them on a journey towards a more authentic life!","last_synced_at":"2026-07-08T14:17:20.525544+00:00","page_url":"https://stenobird.com/podcast/simply-authentic-podcast-6417940"},"episode":{"title":"Rethinking Home Loans: Could 50-Year and Portable Mortgages Change Everything?","slug":"rethinking-home-loans-could-50-year-and-portable-mortgages-change-everything","published_at":"2025-12-10T06:00:19+00:00","page_url":"https://stenobird.com/podcast/simply-authentic-podcast-6417940/rethinking-home-loans-could-50-year-and-portable-mortgages-change-everything","show_page_url":"https://stenobird.com/podcast/simply-authentic-podcast-6417940","url":"https://rss.com/podcasts/simplyauthenticpod/2376823","audio_url":"https://content.rss.com/episodes/208464/2376823/simplyauthenticpod/2025_12_08_20_50_06_3eec5bef-94bd-4326-a913-55aa17de5ebd.mp3","summary":"This week on the Simply Authentic Podcast, we’re tackling two hot topics in the housing world: the 50-year mortgage and the portable mortgage. These concepts have been making headlines lately—but what exactly are they? Why are they being discussed now? And could they play a role in addressing today’s housing affordability challenges? In this episode, we break down: What a 50-year mortgage actually is (and why it’s not currently legal under today’s financial regulations) How federal conversations could change that in the future The idea behind portable mortgages and how they differ from traditional loan products Pros, cons, and potential ripple effects on buyers, sellers, and the broader market Real-world examples, including the difference in interest paid on a 30-year vs. a proposed 50-year mortgage Local appreciation trends of 4–5% and how extended loan terms might interact with rising home values While there’s no one-size-fits-all solution for improving affordability, the good news is that new ideas are finally on the table—and these are just two of them. Our goal is to help you feel more informed, more empowered, and more aware of the evolving landscape. As always, we encourage our listeners to talk with a knowledgeable lender when considering any mortgage option. Education is power, and we’re here to help you navigate the possibilities with clarity and confidence. https://www.youtube.com/@SimplyAuthenticPodcast https://gatozarks.com/ https://www.facebook.com/profile.php?id=100066937632311 https://simplyauthenticpod.com/","meta_description":"This week on the Simply Authentic Podcast, we’re tackling two hot topics in the housing world: the 50-year mortgage and the portable mortgage. These conce…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2157,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/simply-authentic-podcast-6417940/episodes/rethinking-home-loans-could-50-year-and-portable-mortgages-change-everything/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/simply-authentic-podcast-6417940/rethinking-home-loans-could-50-year-and-portable-mortgages-change-everything.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}