{"podcast":{"title":"SeedTime with Bob and Linda Lotich","slug":"seedtime-with-bob-and-linda-lotich-65777","podcast_index_feed_id":65777,"rss_url":"https://seedtime.libsyn.com/rss","website_url":"https://seedtime.com","image_url":"https://static.libsyn.com/p/assets/f/d/4/7/fd47b6295167ded1d959afa2a1bf1c87/2026_Podcast_cover_SeedTime_Money.jpg","author":"Bob Lotich, Certified Educator in Personal Finance","episode_count":400,"summary":"Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show. Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by ag…","last_synced_at":"2026-07-17T18:22:14.174059+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777"},"episode":{"title":"We Tithed Our Way Into Homelessness (And God Used It)","slug":"we-tithed-our-way-into-homelessness-and-god-used-it","published_at":"2026-02-20T12:00:00+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/we-tithed-our-way-into-homelessness-and-god-used-it","show_page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777","url":"https://seedtime.libsyn.com/we-tithed-our-way-into-homelessness-and-god-used-it","audio_url":"https://traffic.libsyn.com/secure/seedtime/We_Tithed_Our_Way_Into_Homelessness_And_God_Used_It.mp3?dest-id=691991","summary":"What if obedience doesn't lead to the breakthrough you expected? Andy and Serena Ryan did \"the right things.\" They took a biblical money course. They committed to tithing. They tried to steward their finances faithfully. And then everything fell apart. They lost income. Fell behind on rent. Needed food pantries and church assistance. And eventually—after months of praying for a miracle—they packed up their family and moved into an RV in someone else's backyard. This episode isn't a prosperity story. It's a surrender story . In one of the most vulnerable conversations we've ever had on the podcast, Andy and Serena share how their financial collapse became the very thing God used to reshape their hearts, heal their marriage, humble their pride, and prepare them to steward money in a way they never could before. Their turnaround didn't come from a check in the mail. It came when they stopped clinging to how they thought life had to go—and released it to God. In this episode, we talk about: Why radical generosity without clarity can still lead to chaos The hidden danger of \"YOLO money\" and living paycheck-to-paycheck—even with faith What it feels like to receive help when you've always been the helper The difference between humility and humiliation How to discern God's voice when everyone around you is saying something different Why surrender often comes before provision—not after How living with less brought more joy, peace, and community than they'd ever known What changed when they finally stopped fighting God's plan and trusted His timing Andy and Serena also share how God eventually restored stability—not instantly, not painlessly, but faithfully—and how they're now paying off debt, rebuilding their credit, and stewarding money with a completely new mindset. If you're…","meta_description":"What if obedience doesn't lead to the breakthrough you expected? Andy and Serena Ryan did \"the right things.\" They took a biblical money course. They comm…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2663,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/seedtime-with-bob-and-linda-lotich-65777/episodes/we-tithed-our-way-into-homelessness-and-god-used-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/we-tithed-our-way-into-homelessness-and-god-used-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}