{"podcast":{"title":"SeedTime with Bob and Linda Lotich","slug":"seedtime-with-bob-and-linda-lotich-65777","podcast_index_feed_id":65777,"rss_url":"https://seedtime.libsyn.com/rss","website_url":"https://seedtime.com","image_url":"https://static.libsyn.com/p/assets/f/d/4/7/fd47b6295167ded1d959afa2a1bf1c87/2026_Podcast_cover_SeedTime_Money.jpg","author":"Bob Lotich, Certified Educator in Personal Finance","episode_count":400,"summary":"Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show. Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by ag…","last_synced_at":"2026-07-17T18:22:14.174059+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777"},"episode":{"title":"THIS is how we gave $1 Million","slug":"this-is-how-we-gave-1-million","published_at":"2026-05-21T12:00:00+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/this-is-how-we-gave-1-million","show_page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777","url":"https://seedtime.libsyn.com/this-is-how-we-gave-1-million","audio_url":"https://traffic.libsyn.com/secure/seedtime/FINAL_of_THIS_is_how_we_gave_1_Million_.mp3?dest-id=691991","summary":"We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: https://seedtime.com/cohort Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can do that here if you want . I have coached people pulling in 250,000 a year who are completely broke. No margin, no savings, no clue where any of it went. And I have sat with families bringing in 40,000 who quietly become millionaires. It is not income. It is not pinching pennies. There is one specific thing that decides which side of that line you end up on. In this episode, I'm walking you through the exact system Linda and I built that helped us give away over a million dollars by my 40th birthday and pay off our mortgage in the process. We get into why most extra money disappears before you ever see it, why holding water in your hands is the picture of money without a system, the simple framework we use for budgeting, bills, and automated giving and investing, and why the system itself is what made the miracles possible. I will show you what Joseph storing grain has to do with your 401k, why pinching pennies is what people try when they do not have a system, and what to put in place so when extra shows up it actually has somewhere to land. What We Cover Here's a little of what we cover in this episode: Why most extra money disappears within a month of showing up The one decision Linda and I made before money landed that changed everything How to hold water without spilling it (the analogy that finally made this click for me) Why income alone never fixes the problem (we have coached 250,000-a-year families who are dead broke) The exact flow of how money moves through ou…","meta_description":"We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: https://see…","key_points":[],"chapters":[],"topics":[],"duration_seconds":659,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/seedtime-with-bob-and-linda-lotich-65777/episodes/this-is-how-we-gave-1-million/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/this-is-how-we-gave-1-million.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}