{"podcast":{"title":"SeedTime with Bob and Linda Lotich","slug":"seedtime-with-bob-and-linda-lotich-65777","podcast_index_feed_id":65777,"rss_url":"https://seedtime.libsyn.com/rss","website_url":"https://seedtime.com","image_url":"https://static.libsyn.com/p/assets/f/d/4/7/fd47b6295167ded1d959afa2a1bf1c87/2026_Podcast_cover_SeedTime_Money.jpg","author":"Bob Lotich, Certified Educator in Personal Finance","episode_count":400,"summary":"Success as a Christian. Success in Marriage. Success as a manager of the money God's entrusted to you. That's what we're after. If you want that too, then you'll love the show. Learn to simplify, automate, multiply & get full control of the money God's entrusted you with. So you can quit stressing about it, pay off debt & get on with your God-given purpose. Oh and we have a different take on money than most financial experts. We aren't going to judge you for your past mistakes and we haven't forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn't the goal, but is simply a tool that can be used to fulfill what God has called us to do. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by ag…","last_synced_at":"2026-07-17T18:22:14.174059+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777"},"episode":{"title":"The 3 Money Tests God Gives Every Christian (And Why Most of Us Are Failing)","slug":"the-3-money-tests-god-gives-every-christian-and-why-most-of-us-are-failing","published_at":"2026-04-03T12:00:00+00:00","page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/the-3-money-tests-god-gives-every-christian-and-why-most-of-us-are-failing","show_page_url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777","url":"https://seedtime.libsyn.com/the-3-money-tests-god-gives-every-christian-and-why-most-of-us-are-failing","audio_url":"https://traffic.libsyn.com/secure/seedtime/The_3_Money_Tests_God_Gives_Every_Christian_And_Why_Most_of_Us_Are_Failing.m4a?dest-id=691991","summary":"Have you ever wondered why financial breakthrough feels so close yet so far? Bob and Linda Lotich reveal that God is constantly testing us with money—and most of us don't even realize it's happening. In this eye-opening conversation, they break down the three distinct money tests every believer faces, how to identify which one you're in right now, and what God is trying to teach you through it. What You'll Learn: The Three Tests - The Struggling Test - When you have less than you think you need The Surplus Test - When extra money comes your way The Stable Test - When nothing has changed for years Key Insights: Why the habits you build in struggle carry you into surplus The George Mueller story that will transform how you pray about provision How to know if you're in a \"rest season\" or need to take action Why stability might be the sneakiest test of all The practical \"50/50 rule\" for handling raises and windfalls How to create your own \"stack of stones\" to remember God's faithfulness Powerful Quotes: \"The habits that we build in the struggle are the habits that carry us into the surplus time.\" - Bob \"We've just been through this too many times.\" - Bob (during a financial crisis moment) \"What do I need to do the job that God's asked me to do? And then the rest of it can just go.\" - Linda \"It's an open book test and you have the teacher who wants to give you the answers.\" - Bob Biblical Foundations: Parable of the Talents (Matthew 25:14-30) The Rich Fool (Luke 12) George Mueller's radical faith Israelites and the manna James 1:2-5 on trials and wisdom Action Steps: Identify which test you're in right now - Are you struggling, experiencing surplus, or in a stable season? Create your modern \"stack of stones\" - Write down a timeline of how God has provided for you in the pas…","meta_description":"Have you ever wondered why financial breakthrough feels so close yet so far? Bob and Linda Lotich reveal that God is constantly testing us with money—and…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2067,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/seedtime-with-bob-and-linda-lotich-65777/episodes/the-3-money-tests-god-gives-every-christian-and-why-most-of-us-are-failing/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/the-3-money-tests-god-gives-every-christian-and-why-most-of-us-are-failing.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}