{"podcast":{"title":"Scouting for Growth","slug":"scouting-for-growth-4686831","podcast_index_feed_id":4686831,"rss_url":"https://feed.podbean.com/sabinega/feed.xml","website_url":"https://sabinega.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/21959862/c84aea4ad531642db775e0d7782c8f77.jpg","author":"Sabine VanderLinden","episode_count":233,"summary":"There are over 180,000 FinTech ventures out there today. My team tracks 7.3 million of them across markets every single week. But the number that matters isn’t the one that’s growing. It’s the one that isn’t. Only 25% of these ventures have secured funding and meaningful backing. The other 75% aren’t just looking for capital. They’re looking for access, credibility, and partnerships with the institutions that can turn a great product into real-world impact. This is Scouting for Growth. I’m Sabine VanderLinden. I lead Alchemy Crew Ventures, and I built the Venture-Client Model for regulated industries... the model where a growth venture earns a corporation as its customer before a VC writes the cheque. When that sequence works, it changes the equation for everyone: founders, corporates, and the investors watching from both sides of the table. Each episode, I bring a founder, an operator, or an institutional leader to the table for the conversation that usually happens behind closed doors: about how corporates really think, how capital really flows, and what it actually takes to build, grow, and scale in a world where the boundaries between FinTech, InsurTech, HealthTech, and AI are…","last_synced_at":"2026-07-30T16:17:45.012213+00:00","page_url":"https://stenobird.com/podcast/scouting-for-growth-4686831"},"episode":{"title":"The Risk Intelligence Gap: How Exposure Data Deficiency Is Reshaping Property Underwriting","slug":"the-risk-intelligence-gap-how-exposure-data-deficiency-is-reshaping-property-underwriting","published_at":"2026-04-23T07:00:00+00:00","page_url":"https://stenobird.com/podcast/scouting-for-growth-4686831/the-risk-intelligence-gap-how-exposure-data-deficiency-is-reshaping-property-underwriting","show_page_url":"https://stenobird.com/podcast/scouting-for-growth-4686831","url":"https://sabinega.podbean.com/e/the-risk-intelligence-gap-how-exposure-data-deficiency-is-reshaping-property-underwriting/","audio_url":"https://cohst.app/pdcst/6K4Q1I/mcdn.podbean.com/mf/web/sqka4qzwj4s7ui2e/260413_SFG_The_Risk_Intelligence_Gap_How_Exposure_Data_Deficiency_Is_Reshaping_Property_Underwr_550183l6c.mp3","summary":"The future of property underwriting will not be won by carriers with the most models. It will be won by those with the most decision-grade intelligence. In this episode of Scouting for Growth, Sabine VanderLinden speaks with Anthony Peake, CEO of Intelligent AI, about a problem hiding in plain sight across commercial property insurance: the risk intelligence gap. The conversation is built around one uncomfortable truth. Underwriters are being asked to make portfolio-defining decisions using exposure data that is often incomplete, unverified, outdated, and disconnected from the workflows where decisions actually happen. That matters because the scale is hard to ignore: In the UK, only 7% of properties are adequately characterized in underwriting files, while 93% are insured for the wrong amount. In the US, 90% of commercial buildings carry inadequate coverage, with 68% falling short by 25% or more. Underwriters rate their access to decision-time risk intelligence at just 3-5 out of 10 and spend 50–55% of their working day chasing, checking, and rekeying data rather than applying judgment. Meanwhile, the US P&C industry posted underwriting losses exceeding $20 billion in both 2022 and 2023, even as carriers continued to invest heavily in AI and automation. This is the automation paradox Anthony unpacks so clearly. Better engines. Worse fuel. Massive investment in AI pricing, triage, and catastrophe models — but weak building-level inputs at the very moment of decision. The conversation then shifts from diagnosis to design. Anthony explains Intelligent AI’s three-part framework for modern property underwriting infrastructure: API-first risk intelligence, where a property address is enriched with structured data across construction, occupancy, protection, hazard, human-mad…","meta_description":"The future of property underwriting will not be won by carriers with the most models. It will be won by those with the most decision-grade intelligence. I…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2526,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/scouting-for-growth-4686831/episodes/the-risk-intelligence-gap-how-exposure-data-deficiency-is-reshaping-property-underwriting/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/scouting-for-growth-4686831/the-risk-intelligence-gap-how-exposure-data-deficiency-is-reshaping-property-underwriting.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}