{"podcast":{"title":"RETIREMENT MADE EASY","slug":"retirement-made-easy-302503","podcast_index_feed_id":302503,"rss_url":"https://retirementmadeeasy.libsyn.com/rss","website_url":"http://retirestrongfa.com","image_url":"https://static.libsyn.com/p/assets/c/4/3/a/c43ada6378467d52/5240809-1588903742770-f39f3f08c45ac.jpg","author":"Gregg Gonzalez","episode_count":214,"summary":"Finally, a retirement podcast in a language YOU can understand. Your host, Gregg Gonzalez, Certified Financial Fiduciary®, CFP® is a Dave Ramsey Smartvestor Pro with the heart of a teacher. Listen as Gregg shares financial & retirement tips that are sure to keep you tuned in every episode. Check out our podcast website http://RetirestrongFA.com for FREE resources and to see how the RetireStrong team can help you plan for a successful retirement.","last_synced_at":"2026-07-15T18:19:32.734700+00:00","page_url":"https://stenobird.com/podcast/retirement-made-easy-302503"},"episode":{"title":"Six Things You May be Missing in Your Retirement  That Can Cost You Big, Ep 197","slug":"six-things-you-may-be-missing-in-your-retirement-that-can-cost-you-big-ep-197","published_at":"2025-10-15T09:00:00+00:00","page_url":"https://stenobird.com/podcast/retirement-made-easy-302503/six-things-you-may-be-missing-in-your-retirement-that-can-cost-you-big-ep-197","show_page_url":"https://stenobird.com/podcast/retirement-made-easy-302503","url":"https://retirementmadeeasy.libsyn.com/six-things-you-may-be-missing-in-your-retirement-that-can-cost-you-big-ep-197","audio_url":"https://pdcn.co/e/traffic.libsyn.com/secure/retirementmadeeasy/Six-Things-You-May-be-Missing-in-Your-Retirement-That-Can-Cost-You-Big.mp3?dest-id=2239214","summary":"Are you confident your retirement plan covers everything, or are there blind spots that could cost you down the road? In this episode of the Retirement Made Easy podcast, I reveal six commonly overlooked areas that can quietly sabotage even the most well-intentioned retirement strategy. From inflation shocks and healthcare surprises to tax missteps and market overconfidence, I'll walk you through the pitfalls I see time and again so you can learn how to avoid them. If you want a retirement that's not just comfortable but resilient, this episode is a must-listen. My goal is to walk you through these areas so you can strengthen your own plan and avoid costly mistakes. Today, I break down six critical areas that often get overlooked in retirement planning. First, I highlight the importance of preparing for large, irregular expenses. Second, I stress the impact of inflation, reminding listeners that costs will rise steadily over time and must be factored into any long-term plan. Third, I caution against assuming past investment performance will continue, urging retirees to prepare for market downturns with a solid strategy. Fourth, I explain how tax planning (especially Roth conversions) can significantly reduce your lifetime tax burden if done thoughtfully. Fifth, I dive into healthcare planning, noting that Medicare isn't free and doesn't cover everything, so understanding your coverage and out-of-pocket costs is essential. Finally, I emphasize the importance of proper beneficiary designations and asset titling to avoid probate issues and unintended consequences after death. Together, these six areas form the foundation of a resilient, well-rounded retirement plan. You will want to hear this episode if you are interested in... (00:00) Intro. (04:20) How to handle large,…","meta_description":"Are you confident your retirement plan covers everything, or are there blind spots that could cost you down the road? In this episode of the Retirement Ma…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1768,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-made-easy-302503/episodes/six-things-you-may-be-missing-in-your-retirement-that-can-cost-you-big-ep-197/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-made-easy-302503/six-things-you-may-be-missing-in-your-retirement-that-can-cost-you-big-ep-197.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}