{"podcast":{"title":"Retirement Decoded Podcast","slug":"retirement-decoded-podcast-7121619","podcast_index_feed_id":7121619,"rss_url":"https://www.spreaker.com/show/6431802/episodes/feed","website_url":"https://www.spreaker.com/podcast/retirement-decoded-podcast--6431802","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/5b06e9915bd9c1681750eb0788ded464.jpg","author":"Scott Tucker","episode_count":88,"summary":"Welcome to Retirement Decoded with your host, Scott Tucker —where we break down the complexities of retirement planning to give you clear, actionable advice. Whether you’re just starting out or getting ready to retire, Scott’s here to help you make informed decisions and preserve your financial future. Tune in each week as we help simplify the process and decode the path to a confident retirement. Disclosure: Insurance products are offered through the insurance business Scott Tucker Solutions, Inc. Scott Tucker Solutions, Inc is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM) , a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Scott Tucker Solutions, Inc are not subject to Investment Adviser requirements.","last_synced_at":"2026-07-27T20:17:53.679660+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619"},"episodes":[{"title":"Episode 88: Karen from The Glen, Glenview asks:  \"My husband and I have saved well for retirement, but nearly all of our money is in traditi","slug":"episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi","published_at":"2026-07-27T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi","url":"https://www.spreaker.com/episode/episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi--72748003","duration_seconds":1541,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-88-karen-from-the-glen-glenview-asks-my-husband-and-i-have-saved-well-for-retirement-but-nearly-all-of-our-money-is-in-traditi.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 87:  Susan from Edison Park, Chicago asks:  \"I've got about $1.8 million saved in my IRA and 401(k). 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Act?”","slug":"episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act","published_at":"2026-07-13T10:00:05+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act","url":"https://www.spreaker.com/episode/episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act--72503866","duration_seconds":1785,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-86-michelle-from-the-glen-in-glenview-asks-what-s-the-biggest-mistake-people-make-with-inherited-iras-after-the-secure-act.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 85: Jennifer from the South Loop in downtown Chicago asks: “Should I pay off my mortgage before I retire, or keep the money invested","slug":"episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested","published_at":"2026-07-06T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested","url":"https://www.spreaker.com/episode/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested--72503843","duration_seconds":1758,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-85-jennifer-from-the-south-loop-in-downtown-chicago-asks-should-i-pay-off-my-mortgage-before-i-retire-or-keep-the-money-invested/transcription-requests","description":"Idempotently 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low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-84-lisa-from-lincoln-park-on-chicago-s-north-side-asks-how-can-retirees-protect-themselves-if-congress-raises-taxes-again-in-the.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 83: Laura from The Glen in Glenview asks:  “What mistakes do recent retirees make in the first year after leaving work?”","slug":"episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work","published_at":"2026-06-22T10:00:03+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work","url":"https://www.spreaker.com/episode/episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work--72102233","duration_seconds":1583,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-83-laura-from-the-glen-in-glenview-asks-what-mistakes-do-recent-retirees-make-in-the-first-year-after-leaving-work.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 82: Jennifer from Edison Park on Chicago’s North Side asks:  “Should I keep working a few more years even if I can already afford 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low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-82-jennifer-from-edison-park-on-chicago-s-north-side-asks-should-i-keep-working-a-few-more-years-even-if-i-can-already-afford-to.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 81: Michelle from Scarsdale in Arlington Heights asks:  “How do retirees avoid becoming a burden on their adult children later?”","slug":"episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later","published_at":"2026-06-08T10:00:03+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later","url":"https://www.spreaker.com/episode/episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later--72102153","duration_seconds":1569,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-81-michelle-from-scarsdale-in-arlington-heights-asks-how-do-retirees-avoid-becoming-a-burden-on-their-adult-children-later.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 80: Michelle from Glenview asks: “What happens if the market crashes right after I retire—am I in trouble?”","slug":"episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble","published_at":"2026-06-01T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble","url":"https://www.spreaker.com/episode/episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble--71875490","duration_seconds":1741,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-80-michelle-from-glenview-asks-what-happens-if-the-market-crashes-right-after-i-retire-am-i-in-trouble.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 79: Karen from Arlington Heights asks: “If Illinois estate tax kicks in at $4 million, how do I avoid getting hit?”","slug":"episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit","published_at":"2026-05-25T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit","url":"https://www.spreaker.com/episode/episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit--71875452","duration_seconds":1620,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-79-karen-from-arlington-heights-asks-if-illinois-estate-tax-kicks-in-at-4-million-how-do-i-avoid-getting-hit.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 78: Linda from Northbrook asks: “Are tax rates really going up after 2028—and what should I do now?”","slug":"episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now","published_at":"2026-05-18T10:00:03+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now","url":"https://www.spreaker.com/episode/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now--71875403","duration_seconds":1499,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-78-linda-from-northbrook-asks-are-tax-rates-really-going-up-after-2028-and-what-should-i-do-now.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 77: Sarah from Arlington Heights asks: “How do I make sure I don’t run out of money if the market crashes right after I retire?”","slug":"episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire","published_at":"2026-05-11T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire","url":"https://www.spreaker.com/episode/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire--71352753","duration_seconds":1419,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-77-sarah-from-arlington-heights-asks-how-do-i-make-sure-i-don-t-run-out-of-money-if-the-market-crashes-right-after-i-retire.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 76: Lisa from Glenview asks: “Are we going to get hit with Illinois estate tax even if we’re under $10 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-76-lisa-from-glenview-asks-are-we-going-to-get-hit-with-illinois-estate-tax-even-if-we-re-under-10-million.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 75: Mary from Park Ridge asks: “Should I convert to a Roth before the tax rates go 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-75-mary-from-park-ridge-asks-should-i-convert-to-a-roth-before-the-tax-rates-go-up.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 74: Karen from Naperville asks: “How Do I Protect My Retirement Savings from a Market 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-74-karen-from-naperville-asks-how-do-i-protect-my-retirement-savings-from-a-market-crash.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 73: Angela from Lincoln Square asks: “Should I Convert My IRA to a Roth Before Taxes Go Up?”","slug":"episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up","published_at":"2026-04-13T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up","url":"https://www.spreaker.com/episode/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up--70859099","duration_seconds":1540,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-73-angela-from-lincoln-square-asks-should-i-convert-my-ira-to-a-roth-before-taxes-go-up.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 72: Debbie from Park Ridge asks: “Should I Pay Off My Mortgage Before I Retire?”","slug":"episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire","published_at":"2026-04-06T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire","url":"https://www.spreaker.com/episode/episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire--70858915","duration_seconds":1655,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-72-debbie-from-park-ridge-asks-should-i-pay-off-my-mortgage-before-i-retire.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 71: Listener Question from Karen: How Much Can I Safely Withdraw in Retirement?","slug":"episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement","published_at":"2026-03-30T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement","url":"https://www.spreaker.com/episode/episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement--70241978","duration_seconds":1601,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-71-listener-question-from-karen-how-much-can-i-safely-withdraw-in-retirement.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 70: Listener Question from Susan: Should I Move to Cash Because the Market Feels Risky?","slug":"episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky","published_at":"2026-03-23T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky","url":"https://www.spreaker.com/episode/episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky--70241950","duration_seconds":1596,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-70-listener-question-from-susan-should-i-move-to-cash-because-the-market-feels-risky.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 69: Listener Question from Linda: Should I Take Social Security at 62 or Wait?","slug":"episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait","published_at":"2026-03-16T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait","url":"https://www.spreaker.com/episode/episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait--70241916","duration_seconds":1509,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-69-listener-question-from-linda-should-i-take-social-security-at-62-or-wait.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 68: Brian asks: “How do I protect my retirement income if I live longer than expected?”","slug":"episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected","published_at":"2026-03-09T10:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected","url":"https://www.spreaker.com/episode/episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected--69690606","duration_seconds":1691,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-68-brian-asks-how-do-i-protect-my-retirement-income-if-i-live-longer-than-expected.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 67: Susan asks: “Should I be moving money out of my 401(k) now that I’m retired?”","slug":"episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired","published_at":"2026-03-02T11:00:05+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired","url":"https://www.spreaker.com/episode/episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired--69690578","duration_seconds":1644,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-67-susan-asks-should-i-be-moving-money-out-of-my-401-k-now-that-i-m-retired.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 66: Kevin asks: “Is it risky to retire in a year when the market is at or near all-time highs?”","slug":"episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs","published_at":"2026-02-23T11:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs","url":"https://www.spreaker.com/episode/episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs--69689634","duration_seconds":1507,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-66-kevin-asks-is-it-risky-to-retire-in-a-year-when-the-market-is-at-or-near-all-time-highs.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 65: Dave asks: “How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?”","slug":"episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative","published_at":"2026-02-16T11:00:03+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative","url":"https://www.spreaker.com/episode/episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative--69371844","duration_seconds":1337,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-65-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 64: Linda asks: “How Do We Control Taxes When RMDs and Social Security Start?”","slug":"episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start","published_at":"2026-02-09T11:00:02+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start","url":"https://www.spreaker.com/episode/episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start--69371823","duration_seconds":1411,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-64-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 63: Mark asks: “How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?”","slug":"episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million","published_at":"2026-02-02T11:00:08+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million","url":"https://www.spreaker.com/episode/episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million--69371807","duration_seconds":1454,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-63-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 62: Dave Asks: How Do I Reduce Risk Five Years Before Retirement Without Going Too Conservative?","slug":"episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative","published_at":"2026-01-26T11:00:09+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative","url":"https://www.spreaker.com/episode/episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative--69359108","duration_seconds":1746,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-62-dave-asks-how-do-i-reduce-risk-five-years-before-retirement-without-going-too-conservative.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 61: Linda Asks: How Do We Control Taxes When RMDs and Social Security Start?","slug":"episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start","published_at":"2026-01-19T11:00:08+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start","url":"https://www.spreaker.com/episode/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start--69359070","duration_seconds":1563,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-61-linda-asks-how-do-we-control-taxes-when-rmds-and-social-security-start.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 60: Mark Asks: How Bad Is the Illinois Estate Tax If You’re Just Over $4 Million?","slug":"episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million","published_at":"2026-01-12T11:00:08+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million","url":"https://www.spreaker.com/episode/episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million--69358982","duration_seconds":1433,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-60-mark-asks-how-bad-is-the-illinois-estate-tax-if-you-re-just-over-4-million.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 59: Denise asks, “What’s the smartest way to start transferring wealth to our kids?”","slug":"episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids","published_at":"2026-01-05T11:00:07+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids","url":"https://www.spreaker.com/episode/episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids--68453099","duration_seconds":1557,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-59-denise-asks-what-s-the-smartest-way-to-start-transferring-wealth-to-our-kids.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 58: Mark asks, “How can I keep steady income in retirement without sitting in cash?”","slug":"episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash","published_at":"2025-12-29T11:00:07+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash","url":"https://www.spreaker.com/episode/episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash--68453080","duration_seconds":1493,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-58-mark-asks-how-can-i-keep-steady-income-in-retirement-without-sitting-in-cash.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 57: Karen asks, “How do Qualified Charitable Distributions really work with RMDs?”","slug":"episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds","published_at":"2025-12-22T11:00:07+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds","url":"https://www.spreaker.com/episode/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds--68453065","duration_seconds":1455,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-57-karen-asks-how-do-qualified-charitable-distributions-really-work-with-rmds.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Episode 56: Karen asks how to adapt when markets or tax laws change...","slug":"episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change","published_at":"2025-12-15T11:00:07+00:00","page_url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change","url":"https://www.spreaker.com/episode/episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change--68318268","duration_seconds":1470,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-decoded-podcast-7121619/episodes/episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-56-karen-asks-how-to-adapt-when-markets-or-tax-laws-change.md","description":"Read the 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generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-decoded-podcast-7121619/episode-55-linda-s-question-how-to-enjoy-retirement-today-without-jeopardizing-tomorrow.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}]}