{"podcast":{"title":"Retirement Answers","slug":"retirement-answers-5918904","podcast_index_feed_id":5918904,"rss_url":"https://feeds.transistor.fm/retirement-answers","website_url":"http://www.retirementanswers.net","image_url":"https://img.transistorcdn.com/KhJzCTKS-mGC8PJ_7tH0afU3t823AuloPppPKnz9TQ4/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNTM0/ZTQ1MWJjYTRlNGU2/MjMzMTM0MDcwNjI2/NDkwYi5wbmc.jpg","author":"Jacob Duke, CFP®","episode_count":162,"summary":"Retirement Answers is a podcast built to help you succeed in retirement. The thought of retirement can be overwhelming and downright scary for many... but it doesn't have to be! The goal of this podcast is to provide thoughtful insights and strategies to give you the confidence you need to retire successfully. At the end of the day, my ultimate goal for my clients and podcast listeners is to live a fulfilling retirement. Follow along as I publish a new episode each week covering everything from retirement income planning, tax planning, Social Security, insurance planning, investing, and much more. Here's to learning everything you need to know to live out your dream retirement!","last_synced_at":"2026-07-05T10:20:51.538567+00:00","page_url":"https://stenobird.com/podcast/retirement-answers-5918904"},"episode":{"title":"What Are the Best Strategies for Reducing RMDs?","slug":"what-are-the-best-strategies-for-reducing-rmds","published_at":"2026-06-16T11:30:00+00:00","page_url":"https://stenobird.com/podcast/retirement-answers-5918904/what-are-the-best-strategies-for-reducing-rmds","show_page_url":"https://stenobird.com/podcast/retirement-answers-5918904","url":"https://share.transistor.fm/s/78b74271","audio_url":"https://media.transistor.fm/78b74271/ca1e7c89.mp3","summary":"Are you worried that required minimum distributions (RMDs) could force unnecessary taxable income and shrink your hard-earned retirement savings? In this episode of Retirement Answers, Jacob Duke explains when RMDs become a real problem, offers a quick rule of thumb based on how much you hold in tax-deferred accounts, and walks through five ways to reduce future RMDs. 👉 Book a call with me: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast. DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only. 00:00 Retirement Rule Frustrations 00:51 When RMDs Become a Problem 03:10 Gap Years Tax Planning 03:33 Asset Location Strategy 08:40 Roth Conversions Explained 13:32 Delay Social Security Benefits 18:40 QCDs for Charitable Giving 21:22 Spend More Before RMDs 25:40 Wrap Up","meta_description":"Are you worried that required minimum distributions (RMDs) could force unnecessary taxable income and shrink your hard-earned retirement savings? In this…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1627,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-answers-5918904/episodes/what-are-the-best-strategies-for-reducing-rmds/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-answers-5918904/what-are-the-best-strategies-for-reducing-rmds.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}