{"podcast":{"title":"Retirement Answer Man","slug":"retirement-answer-man-391124","podcast_index_feed_id":391124,"rss_url":"https://feeds.transistor.fm/retirement-answer-man","website_url":"https://www.rogerwhitney.com/blog","image_url":"https://img.transistorcdn.com/0kiUitDUurnzLaKvu-RmSrZo0ix5G32Q2WQOFm_klHQ/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zZWM3/NGVlZDE5ZDYyZGY1/MjJlZWUzMmIzODM1/ODlkNS5wbmc.jpg","author":"Roger Whitney, CFP®, CIMA®, RMA, CPWA®","episode_count":656,"summary":"A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com","last_synced_at":"2026-07-01T18:22:09.489136+00:00","page_url":"https://stenobird.com/podcast/retirement-answer-man-391124"},"episode":{"title":"Year-End Planning: The Basics of Charitable Giving","slug":"year-end-planning-the-basics-of-charitable-giving","published_at":"2025-12-24T09:00:00+00:00","page_url":"https://stenobird.com/podcast/retirement-answer-man-391124/year-end-planning-the-basics-of-charitable-giving","show_page_url":"https://stenobird.com/podcast/retirement-answer-man-391124","url":"https://share.transistor.fm/s/027cdcd8","audio_url":"https://media.transistor.fm/027cdcd8/e20f9ed0.mp3","summary":"In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on year-end decisions. He explains how charitable deductions work, common planning mistakes to avoid, and why generosity is most effective when paired with a resilient financial plan. Roger also shares a Rocking Retirement in the Wild story from a listener who is actively living a purpose-filled retirement, reflects on the corporate language we can leave behind when we retire, and answers listener questions on retirement readiness, gifting inheritance early, and the risks of relying on high-yield bonds for retirement income. He closes the episode with personal reflections on lessons learned, reminding listeners how to keep retirement simple, resilient, and meaningful while making a positive impact on others. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN (00:00) This show is dedicated to helping you not just survive retirement, but confidently lean in and rock it. (00:20) Roger introduces a Christmas Eve episode focused on charitable giving, listener stories, answering questions, and reflecting on intentional retirement living. RETIREMENT TOOLKIT (03:45) Roger walks through the basics of charitable giving, including qualified charities, documentation requirements, and how deductions work with standard versus itemized returns. (07:55) Year-end timing rules for checks, credit cards, stock transfers, and donor-advised funds. ROCKIN’ RETIREMENT IN THE WILD (09:30) A listener shares how, at 67, he backpacked 121 miles through Maine’s 100-Mile Wilderness, reconnecting with longtime friends and staying physically engaged in retirement. (12:28) Roger reflects on why rocking retirement doesn’t have to be impressive—only meani…","meta_description":"In this Christmas Eve episode, Roger Whitney explores the basics of charitable giving as part of an intentional retirement plan, with a timely focus on ye…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2784,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retirement-answer-man-391124/episodes/year-end-planning-the-basics-of-charitable-giving/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retirement-answer-man-391124/year-end-planning-the-basics-of-charitable-giving.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}