{"podcast":{"title":"Retire With Style","slug":"retire-with-style-5225834","podcast_index_feed_id":5225834,"rss_url":"https://feed.podbean.com/retirewithstyle/feed.xml","website_url":"https://retirewithstyle.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/13684325/Retire_with_Style_Cover87fom.jpg","author":"Wade Pfau & Alex Murguia","episode_count":100,"summary":"The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement planning.","last_synced_at":"2026-07-22T08:21:31.121809+00:00","page_url":"https://stenobird.com/podcast/retire-with-style-5225834"},"episode":{"title":"Episode 223: Downsizing in Retirement: When to Sell, When to Stay","slug":"episode-223-downsizing-in-retirement-when-to-sell-when-to-stay","published_at":"2026-04-07T17:53:55+00:00","page_url":"https://stenobird.com/podcast/retire-with-style-5225834/episode-223-downsizing-in-retirement-when-to-sell-when-to-stay","show_page_url":"https://stenobird.com/podcast/retire-with-style-5225834","url":"https://retirewithstyle.podbean.com/e/episode-223/","audio_url":"https://op3.dev/e/mcdn.podbean.com/mf/web/kmuxwmhiynvafj2f/Episode_223_The_Truth_About_Downsizing_in_Retirement8aj9h.mp3","summary":"In this episode of Retire with Style, Wade and Alex continue the breakdown of the Retirement Planning Guidebook Third Edition. Focusing on one of the most overlooked but impactful retirement decisions: housing. Wade and Alex challenge the common assumption that retirees will downsize or relocate, showing that most people actually stay put and often even move into larger homes. The conversation then shifts to how to evaluate where you live through the lens of aging, covering practical considerations like mobility, social connections, healthcare access, and home design. They also introduce the financial implications of housing decisions, including whether carrying a mortgage into retirement adds unnecessary risk. Listen now to learn more! Takeaways Most retirees don’t move, and mobility declines with age Downsizing is less common than expected and often doesn’t happen Housing decisions should prioritize mobility, social connection, and support Walkability and access to amenities become more important over time Proximity to healthcare and transportation is critical Aging in place requires home modifications and planning ahead Technology can help extend independence and safety at home Carrying a mortgage into retirement can increase financial risk Paying off a mortgage is often about peace of mind vs. optimization Chapters 00:00 Introduction and Retirement Income Challenge Overview 03:00 Wade’s Retirement Planning Guidebook Insights 05:59 Housing Decisions in Retirement 08:53 Characteristics of a Good Place to Live 11:57 Considerations for Aging in Place 14:45 Long-Term Housing Affordability and Community 18:04 Health Care and Transportation Options 21:02 Technology and Home Adaptations 23:45 Carrying a Mortgage into Retirement Links 📘 New Release: The Retirement Planning…","meta_description":"In this episode of Retire with Style, Wade and Alex continue the breakdown of the Retirement Planning Guidebook Third Edition. Focusing on one of the most…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2191,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retire-with-style-5225834/episodes/episode-223-downsizing-in-retirement-when-to-sell-when-to-stay/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retire-with-style-5225834/episode-223-downsizing-in-retirement-when-to-sell-when-to-stay.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}