{"podcast":{"title":"Retire Sooner with Wes Moss","slug":"retire-sooner-with-wes-moss-978646","podcast_index_feed_id":978646,"rss_url":"https://feeds.megaphone.fm/retiresooner","website_url":"https://www.wesmoss.com/podcast/","image_url":"https://megaphone.imgix.net/podcasts/e12a12d8-6c82-11eb-b072-138b34fa1d4d/image/WM_3000x3000.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Wes Moss","episode_count":315,"summary":"Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.","last_synced_at":"2026-07-17T04:21:17.270654+00:00","page_url":"https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646"},"episode":{"title":"Retirement Planning in a Changing Market: U.S. vs. International Stocks, the Rich Ratio, and Long-Term Investing Decisions","slug":"retirement-planning-in-a-changing-market-u-s-vs-international-stocks-the-rich-ratio-and-long-term-investing-decisions","published_at":"2026-03-12T16:00:00+00:00","page_url":"https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646/retirement-planning-in-a-changing-market-u-s-vs-international-stocks-the-rich-ratio-and-long-term-investing-decisions","show_page_url":"https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646","url":"https://www.retiresoonerteam.com/podcast/","audio_url":"https://traffic.megaphone.fm/GGILR3691445335.mp3?updated=1773181458","summary":"Retirement planning questions often intersect with global markets, tax decisions, and long-term investing strategy. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase examine listener questions while exploring how portfolio diversification, retirement readiness, and disciplined investing may help shape long-term financial planning. • Evaluate international vs. U.S. stocks when considering portfolio diversification and the potential influence of recency bias in investment decisions. • Assess global market trends and examine how diversified asset allocation may support a long-term retirement investing strategy. • Clarify narratives about the U.S. dollar’s global reserve status and consider how central bank actions and global currency dynamics may influence markets. • Consider how owning large multinational companies in a U.S. portfolio may already provide meaningful international economic exposure. • Review how portfolio rebalancing may reposition a diversified investment portfolio when previously underperforming asset classes begin to recover. • Measure retirement readiness by evaluating total net worth and applying the “Rich Ratio” framework—assets divided by spending needs. • Examine how pension income, debt freedom, and lifestyle spending may influence long-term retirement stability. • Compare nondeductible IRA contributions with taxable brokerage accounts when evaluating tax treatment and long-term investment flexibility. • Evaluate strategies for managing financial windfalls, including the tradeoffs between mortgage payoff and directing additional savings toward long-term investments. • Identify foundational investing principles for young adults building wealth early in their careers, particularly when monthly investing contributions may flu…","meta_description":"Retirement planning questions often intersect with global markets, tax decisions, and long-term investing strategy. In this episode of the Retire Sooner P…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2362,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retire-sooner-with-wes-moss-978646/episodes/retirement-planning-in-a-changing-market-u-s-vs-international-stocks-the-rich-ratio-and-long-term-investing-decisions/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retire-sooner-with-wes-moss-978646/retirement-planning-in-a-changing-market-u-s-vs-international-stocks-the-rich-ratio-and-long-term-investing-decisions.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}