{"podcast":{"title":"Retire SMART Podcast","slug":"retire-smart-podcast-6956219","podcast_index_feed_id":6956219,"rss_url":"https://feed.podbean.com/connect92/feed.xml","website_url":"https://connect92.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/18590041/RetireSMART_Logo_Boxes_Only_6ptmv.png","author":"Retire SMART LLC","episode_count":150,"summary":"We’re committed to helping you work toward achieving the retirement you want. We do this by providing guidance to help you develop an overall retirement income strategy and offering a variety of insurance and investment products to help achieve the objectives of that strategy. The team at Retire SMART is here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.","last_synced_at":"2026-07-30T02:19:56.362837+00:00","page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219"},"episode":{"title":"Ep 451. Advisor Talk: The Tax Mistakes Most Retirees Never See (Part 1)","slug":"ep-451-advisor-talk-the-tax-mistakes-most-retirees-never-see-part-1","published_at":"2026-07-29T13:00:00+00:00","page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219/ep-451-advisor-talk-the-tax-mistakes-most-retirees-never-see-part-1","show_page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219","url":"https://connect92.podbean.com/e/ep-451-advisor-talk-the-tax-mistakes-most-retirees-never-see-part-1/","audio_url":"https://mcdn.podbean.com/mf/web/zbje9enw39r5awwk/Ep_451_Advisor_Talk_The_Tax_Mistakes_Most_Retirees_Never_See_Part_1_90q9t.mp3","summary":"Today, we are bringing out one of David’s “Advisor Talk” conversations from the Retire Smart media vault. David Brooks joins with Charles Dzama, founder of CD Financial out of Southern California. In this first installment of a special three-part conversation, they discuss how proactive tax planning can become one of the greatest value-adds a financial advisor provides. They cover charitable giving strategies, required minimum distributions, why many retirees unknowingly pay more in taxes than necessary, and how fiduciary advisors can help clients keep more of what they've worked so hard to save.","meta_description":"Today, we are bringing out one of David’s “Advisor Talk” conversations from the Retire Smart media vault. David Brooks joins with Charles Dzama, founder o…","key_points":[],"chapters":[],"topics":[],"duration_seconds":651,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retire-smart-podcast-6956219/episodes/ep-451-advisor-talk-the-tax-mistakes-most-retirees-never-see-part-1/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retire-smart-podcast-6956219/ep-451-advisor-talk-the-tax-mistakes-most-retirees-never-see-part-1.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}