{"podcast":{"title":"Retire SMART Podcast","slug":"retire-smart-podcast-6956219","podcast_index_feed_id":6956219,"rss_url":"https://feed.podbean.com/connect92/feed.xml","website_url":"https://connect92.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/18590041/RetireSMART_Logo_Boxes_Only_6ptmv.png","author":"Retire SMART LLC","episode_count":150,"summary":"We’re committed to helping you work toward achieving the retirement you want. We do this by providing guidance to help you develop an overall retirement income strategy and offering a variety of insurance and investment products to help achieve the objectives of that strategy. The team at Retire SMART is here to help ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.","last_synced_at":"2026-07-30T02:19:56.362837+00:00","page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219"},"episode":{"title":"Ep 422. The \"Special Monthly Rule\"","slug":"ep-422-the-special-monthly-rule","published_at":"2026-06-04T13:00:00+00:00","page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219/ep-422-the-special-monthly-rule","show_page_url":"https://stenobird.com/podcast/retire-smart-podcast-6956219","url":"https://connect92.podbean.com/e/ep-422-the-special-monthly-rule/","audio_url":"https://mcdn.podbean.com/mf/web/67xam6xuen48vufi/Ep_422_The_Special_Monthly_Rule_8ilpc.mp3","summary":"In this episode, David and Jacob unpack a costly Social Security surprise that blindsided one retiree with a $21,000 repayment notice — and explain why claiming benefits too early can create serious tax and income headaches. They break down the little-known earnings limits, the “special monthly rule,” and why police, firefighters, railroad workers, and other early retirees need a proactive strategy before turning on Social Security.","meta_description":"In this episode, David and Jacob unpack a costly Social Security surprise that blindsided one retiree with a $21,000 repayment notice — and explain why cl…","key_points":[],"chapters":[],"topics":[],"duration_seconds":748,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/retire-smart-podcast-6956219/episodes/ep-422-the-special-monthly-rule/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/retire-smart-podcast-6956219/ep-422-the-special-monthly-rule.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}