{"podcast":{"title":"Remnant Finance - Infinite Banking (IBC) and Capital Control","slug":"remnant-finance-infinite-banking-ibc-and-capital-control-6950217","podcast_index_feed_id":6950217,"rss_url":"https://anchor.fm/s/f80e64e4/podcast/rss","website_url":"https://remnantfinance.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/41516929/41516929-1719322707559-10d42cf8f9a1e.jpg","author":"Brian Moody & Hans Toohey","episode_count":104,"summary":"Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!","last_synced_at":"2026-06-13T22:18:53.903994+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217"},"episode":{"title":"E93 - What Is an Annuity and Should You Have One in 2026?","slug":"e93-what-is-an-annuity-and-should-you-have-one-in-2026","published_at":"2026-04-03T18:24:16+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e93-what-is-an-annuity-and-should-you-have-one-in-2026","show_page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217","url":"https://podcasters.spotify.com/pod/show/remnant-finance/episodes/E93---What-Is-an-Annuity-and-Should-You-Have-One-in-2026-e3hd54a","audio_url":"https://anchor.fm/s/f80e64e4/podcast/play/117920330/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-3-3%2F421360997-44100-2-a33f5ca52961c.m4a","summary":"Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE _____________________________ Hans brings back Travis McBride, a former helicopter pilot turned annuity and long-term care specialist, to walk through the entire annuity landscape. They start with the basics: what an annuity actually is, why only life insurance companies can offer them properly, and how the math of mortality pooling works in your favor when structured right. Then they get into the different flavors, from MYGAs to SPIAs to fixed index annuities with income riders, and make the case that right now, with rates still elevated, the payout environment is as strong as it's been in decades. The episode closes with a conversation about annuity audits and why anyone with an existing policy bought in a low-rate environment could be leaving thousands of dollars of guaranteed income on the table every single year. Chapters: 00:00 - Opening segment02:15 - Introduction to Travis04:00 - Why annuities have a bad reputation and who benefits from that narrative 07:30 - What is an annuity? The fifth grade explanation 11:00 - Why only life insurance companies offer annuities 13:30 - The quarter million dollar example and how mortality pooling works 18:30 - The 4% safe withdrawal rule and why Hans doesn't trust it 22:00 - Sequence of return risk: why the order of return…","meta_description":"Book a call: https://remnantfinance.com/calendar Out Print the Fed with a 1% target per week: https://remnantfinance.com/options Email us at info@remnantf…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4315,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/episodes/e93-what-is-an-annuity-and-should-you-have-one-in-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e93-what-is-an-annuity-and-should-you-have-one-in-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}