{"podcast":{"title":"Remnant Finance - Infinite Banking (IBC) and Capital Control","slug":"remnant-finance-infinite-banking-ibc-and-capital-control-6950217","podcast_index_feed_id":6950217,"rss_url":"https://anchor.fm/s/f80e64e4/podcast/rss","website_url":"https://remnantfinance.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/41516929/41516929-1719322707559-10d42cf8f9a1e.jpg","author":"Brian Moody &amp; Hans Toohey","episode_count":104,"summary":"Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!","last_synced_at":"2026-06-13T22:18:53.903994+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217"},"episode":{"title":"E88 - Have This Conversation With Your Parents Before It's Too Late","slug":"e88-have-this-conversation-with-your-parents-before-it-s-too-late","published_at":"2026-02-27T13:54:51+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e88-have-this-conversation-with-your-parents-before-it-s-too-late","show_page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217","url":"https://podcasters.spotify.com/pod/show/remnant-finance/episodes/E88---Have-This-Conversation-With-Your-Parents-Before-Its-Too-Late-e3fmr8k","audio_url":"https://anchor.fm/s/f80e64e4/podcast/play/116140756/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-1-27%2Fb8c2af0d-8039-63f1-8725-3e8b9523b11d.mp3","summary":"Book a call: https://remnantfinance.com/calendar ! Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE _____________________________Most people don't think about long-term care until they're forced to and by then, it's often too late to get coverage. The statistics are stark: there's a 68% chance any American will need long-term care at some point, and for couples, that number jumps to nearly 90%. Yet most families never have the conversation until a health event forces their hand. In this episode, Hans sits down with Travis McBride — fellow Navy helicopter pilot turned insurance strategist — to break down everything you need to know about long-term care planning. Chapters: 00:00 – Opening segment 02:35 – Travis's background04:50 – What the brokerage does and who they serve 13:40 – Long-term care 101: statistics and why it matters 16:45 – The three ways to fund long-term care 17:20 – Traditional LTCI: how it works and the use-it-or-lose-it problem 18:50 – How carriers mispriced policies in the 90s and 2000s 24:10 – The premium increase trap: stuck and uninsurable 25:20 – Are the premiums guaranteed? 35:05 – Life insurance with an LTC rider38:50 – The six activities of daily living explained 43:05 – Hybrid/asset-based policies: repositioning vs. spending 45:15 – How leverage works inside a hybrid policy 52:30 – Reimbursement vs. cash indemnity55:45 – Who should be thinki…","meta_description":"Book a call: https://remnantfinance.com/calendar ! Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4804,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/episodes/e88-have-this-conversation-with-your-parents-before-it-s-too-late/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e88-have-this-conversation-with-your-parents-before-it-s-too-late.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}