{"podcast":{"title":"Remnant Finance - Infinite Banking (IBC) and Capital Control","slug":"remnant-finance-infinite-banking-ibc-and-capital-control-6950217","podcast_index_feed_id":6950217,"rss_url":"https://anchor.fm/s/f80e64e4/podcast/rss","website_url":"https://remnantfinance.com","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/41516929/41516929-1719322707559-10d42cf8f9a1e.jpg","author":"Brian Moody & Hans Toohey","episode_count":104,"summary":"Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!","last_synced_at":"2026-06-13T22:18:53.903994+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217"},"episode":{"title":"E79 - Protect, Save, Grow: The Financial Framework You're Missing in 2026","slug":"e79-protect-save-grow-the-financial-framework-you-re-missing-in-2026","published_at":"2025-12-26T15:54:46+00:00","page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e79-protect-save-grow-the-financial-framework-you-re-missing-in-2026","show_page_url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217","url":"https://podcasters.spotify.com/pod/show/remnant-finance/episodes/E79---Protect--Save--Grow-The-Financial-Framework-Youre-Missing-in-2026-e3cr50b","audio_url":"https://anchor.fm/s/f80e64e4/podcast/play/113136075/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-11-26%2F367c99af-53e6-c600-910b-78aa9dd8c100.mp3","summary":"Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does traditional financial planning put growth before protection? What happens when your plan gets punched in the face? And why is Infinite Banking the only savings vehicle that accomplishes two critical goals simultaneously? Most people have been trained to think their 401(k) is savings and their term life insurance is "just in case." They're told to focus on growth—index funds, average rates of return, retirement projections—while protection and actual savings become afterthoughts. But when job loss hits, disability strikes, or markets crater, the whole plan collapses. This episode reveals the proper order of operations: protect first, save second, grow third. Hans breaks down why "average rate of return" is a meaningless data point. Brian illustrates the parallel paths of protection and wealth accumulation with the diagram that makes it all click. And Joe explains why buying insurance isn't an expense if you do it correctly—it's saving money that immediately becomes accessible capital. The conversation covers IBC mechanics, policy loans that don't disrupt compounding, real estate purchases funded with cash value, the power of dinner table time for passing down values, and why building generational wealth starts with one decision: get the foundation right, then everything else becomes possible. Chapters: 00:00 - Opening segment 01:25 - New Year's resolutions: tangible goals vs. vague aspirations 08:50 - The invention of "Retirement Inc." in the 1970s 11:05 - Protect, Save, Grow: the proper order of operations 13:10 - What traditional CFPs get wrong about protection 14:35 - Why "average…","meta_description":"Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does…","key_points":[],"chapters":[],"topics":[],"duration_seconds":5357,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/episodes/e79-protect-save-grow-the-financial-framework-you-re-missing-in-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/remnant-finance-infinite-banking-ibc-and-capital-control-6950217/e79-protect-save-grow-the-financial-framework-you-re-missing-in-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}