{"podcast":{"title":"Real Personal Finance","slug":"real-personal-finance-598374","podcast_index_feed_id":598374,"rss_url":"https://rss.buzzsprout.com/2066103.rss","website_url":"https://realpersonalfinance.libsyn.com/website","image_url":"https://storage.buzzsprout.com/994fycfplvwqfrxf4w9c7enk3xta?.jpg","author":"Scott Frank","episode_count":250,"summary":"Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.","last_synced_at":"2026-07-10T00:19:23.190010+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374"},"episode":{"title":"Structuring a 10-Year Retirement Runway","slug":"structuring-a-10-year-retirement-runway","published_at":"2026-05-28T12:00:00+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374/structuring-a-10-year-retirement-runway","show_page_url":"https://stenobird.com/podcast/real-personal-finance-598374","url":"https://www.buzzsprout.com/2066103/episodes/19250621-structuring-a-10-year-retirement-runway.mp3","audio_url":"https://www.buzzsprout.com/2066103/episodes/19250621-structuring-a-10-year-retirement-runway.mp3","summary":"Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Most people nearing retirement have heard of the famous \"4% rule,\" but few actually understand how to apply it to a shifting financial landscape. It’s easy to look at a static portfolio balance and assume you're set, only to close your eyes to the real-world friction of pre-tax calculations, health insurance gap...","meta_description":"Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about you…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1449,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-personal-finance-598374/episodes/structuring-a-10-year-retirement-runway/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-personal-finance-598374/structuring-a-10-year-retirement-runway.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}