{"podcast":{"title":"Real Personal Finance","slug":"real-personal-finance-598374","podcast_index_feed_id":598374,"rss_url":"https://rss.buzzsprout.com/2066103.rss","website_url":"https://realpersonalfinance.libsyn.com/website","image_url":"https://storage.buzzsprout.com/994fycfplvwqfrxf4w9c7enk3xta?.jpg","author":"Scott Frank","episode_count":250,"summary":"Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.","last_synced_at":"2026-07-10T00:19:23.190010+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374"},"episode":{"title":"From Saver to Spender: How to Ease the Emotional Shift into Retirement","slug":"from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement","published_at":"2025-06-05T15:00:00+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374/from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement","show_page_url":"https://stenobird.com/podcast/real-personal-finance-598374","url":"https://www.buzzsprout.com/2066103/episodes/17283332-from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement.mp3","audio_url":"https://www.buzzsprout.com/2066103/episodes/17283332-from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement.mp3","summary":"Retirement is supposed to be the reward after decades of hard work, but for many, the hardest part is learning how to actually spend the money they’ve saved. In this episode, we explore why that transition feels so uncomfortable and how creating a retirement paycheck can help make spending feel safe and sustainable. We talk through the natural phases of retirement spending, the risks of being too conservative, and how to align your money with what really matters to you. Key takeaways: Retirem...","meta_description":"Retirement is supposed to be the reward after decades of hard work, but for many, the hardest part is learning how to actually spend the money they’ve sav…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1569,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-personal-finance-598374/episodes/from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-personal-finance-598374/from-saver-to-spender-how-to-ease-the-emotional-shift-into-retirement.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}