{"podcast":{"title":"Real Personal Finance","slug":"real-personal-finance-598374","podcast_index_feed_id":598374,"rss_url":"https://rss.buzzsprout.com/2066103.rss","website_url":"https://realpersonalfinance.libsyn.com/website","image_url":"https://storage.buzzsprout.com/994fycfplvwqfrxf4w9c7enk3xta?.jpg","author":"Scott Frank","episode_count":250,"summary":"Your REAL personal finance questions answered by CERTIFIED FINANCIAL PLANNER™ professionals, Scott Frank and Nick Covyeau. With all of the misinformation and jargon in the financial industry, it's no wonder most people are confused about how to best manage their money. Scott and Nick are here to give clear answers to the important questions they hear most often. If you're ready to use your finances to create a more secure financial future, this show is for you.","last_synced_at":"2026-07-10T00:19:23.190010+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374"},"episode":{"title":"Deferred Compensation: Smart Planning or a Risky Bet?","slug":"deferred-compensation-smart-planning-or-a-risky-bet","published_at":"2026-02-05T15:00:00+00:00","page_url":"https://stenobird.com/podcast/real-personal-finance-598374/deferred-compensation-smart-planning-or-a-risky-bet","show_page_url":"https://stenobird.com/podcast/real-personal-finance-598374","url":"https://www.buzzsprout.com/2066103/episodes/18625310-deferred-compensation-smart-planning-or-a-risky-bet.mp3","audio_url":"https://www.buzzsprout.com/2066103/episodes/18625310-deferred-compensation-smart-planning-or-a-risky-bet.mp3","summary":"Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. — Deferred compensation tends to enter the picture when work is going well and income has outgrown the basics. Cash flow feels stable, taxes start to sting, and suddenly there’s a new option on the table that promises flexibility later. Scott and Nick explore what sits underneath that promise. Deferred comp change...","meta_description":"Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about you…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1246,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-personal-finance-598374/episodes/deferred-compensation-smart-planning-or-a-risky-bet/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-personal-finance-598374/deferred-compensation-smart-planning-or-a-risky-bet.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}